This kind of scam generally includes giving small gifts, free classes, free medical examinations, etc. Bad businesses generally gain the full trust of the elderly in a few weeks or even months, thus selling many expensive but ineffective medical devices or health care products to the elderly.
2. Illegal or fraudulent projects of "high-yield investment"
Many old people have a certain amount of savings, hoping that their pension money can be preserved and increased. However, due to the lack of basic financial knowledge and safety awareness, lured by some so-called high returns, or trusting some sales people who are caring and attentive, they mistakenly invested in some illegal and fraudulent projects, and finally lost all their money.
3. "Free travel" is actually shopping.
Often some tour groups cheat the elderly under the banner of "free travel" and force them to shop during the tour. If the elderly don't cooperate, they will take many measures to threaten and intimidate the elderly and force them to shop at high prices.
4. Telecommunication fraud, transfer and remittance
Criminals cheat the elderly with false information such as "winning the prize", "tax refund" and "breaking the law" by means of telephone, SMS and WeChat, and guide the elderly to remit money to the criminals' accounts step by step to achieve the purpose of fraud.
5. Eliminate diseases and disasters for yourself or your children.
In scenic spots or streets, there are often people who pretend to be monks and Taoists to help the elderly themselves or their children get rid of diseases and disasters and defraud the elderly of their property.
An analysis of the psychological causes of the elderly being deceived
1. Loneliness
Many elderly people who live apart from their children are deceived by some unscrupulous marketers because they lack sufficient emotional support and good social communication channels, resulting in economic losses.
2. Have health needs
The elderly are easily deceived by the false sales of some health care products and medical devices, which shows that the elderly generally face some health problems in their lives, which have not attracted enough attention from their children and led to being deceived by some lawless elements.
3. Information asymmetry
Many elderly people have few channels and slow access to information, which leads to poor information transmission or asymmetric information, thus being deceived by various fraudulent means.
4. Personal characteristics
Some surveys show that extroverted, low neuroticism and high affinity personality types are not easy to be deceived. On the other hand, older people who are introverted, emotionally sensitive, anxious and have poor affinity may be more vulnerable to fraud. For this kind of elderly people, family members can focus on it and take precautions.
How to reduce the occurrence of elderly people being cheated
As children, we should do the following:
① Spend more time with the elderly or increase communication to reduce their loneliness;
Pay more attention to the health needs of the elderly and improve their health status through effective ways;
③ Popularize anti-fraud information or cases to increase the anti-fraud awareness of the elderly.
As an old man, we need to get rid of greed, not love vanity, strengthen vigilance, take formal channels, communicate with relatives and friends frequently, stress science and study hard. I hope that all elderly friends can stay away from the risk of fraud.