In order to let everyone know more clearly, the following senior sister will tell you about health insurance.
Before the official start, if you have any questions about insurance knowledge, you can poke the following article to see: Super Complete! Everything you want to know about insurance is here.
Health insurance refers to a kind of insurance that the insured suffers from diseases, mainly to protect the health of the insured from the great risks brought by diseases.
The common types of insurance in the market mainly include critical illness insurance, millions of medical insurance, cancer prevention insurance and nursing insurance. Different types of insurance have their own different characteristics. Let's analyze them point by point for everyone to see:
1.？ critical illness insurance
Critical illness insurance mainly deals with major risks brought by major diseases. If the insured is unfortunately suffering from a serious disease as stipulated in the insurance contract, the insurance company will pay the insurance money according to the agreed conditions when the claims are satisfied.
If you are interested in critical illness insurance, you may wish to click below to find out: which one is good for critical illness insurance, how to buy it cost-effectively, and teach you to avoid these pits of insurance.
2.？ Million medical insurance
Million medical insurance is a kind of reimbursement insurance, which reimburses the reasonable and necessary medical expenses incurred by the insured during hospitalization in proportion.
The key is that the scope of reimbursement for millions of medical insurance is relatively wide, and even medical expenses outside the medical insurance catalogue can be reimbursed.
3.？ Cancer insurance
Compared with critical illness insurance and millions of medical insurance, the coverage of cancer insurance is relatively limited, and it only provides protection for cancer diseases; For this reason, the insurance conditions and insurance threshold for cancer prevention insurance are relatively more relaxed.
Due to space reasons, more information about cancer insurance is arranged as follows: what is cancer insurance, how to buy it, which is good, comprehensive analysis and comparative evaluation.
4.？ Nursing insurance
Unlike the above health insurance, nursing insurance mainly covers people who need long-term care because of old age, illness or disability.
Moreover, nursing insurance is also a kind of insurance that pays insurance benefits on the basis of the expenses required for nursing caused by the daily living ability disorder stipulated in the insurance contract.
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