Xue Ping Insurance, the full name of "Ping An Insurance for Primary and Secondary School Students", belongs to personal accident insurance, and is an insurance aimed at the characteristics of primary and secondary school students. Students are often voluntarily insured when they enter school. The insured can get a number of guarantees including accidental injury, accidental injury medical treatment and hospitalization medical treatment by paying tens of yuan of premium. It is the most extensive and universal insurance for children. Its biggest feature is its low premium and wide coverage, which is more suitable for underage students. Generally, all insurance companies have their own academic insurance clauses, and each company's clauses will have some differences in insurance liability, insurance amount and compensation clauses. What is shown below is just a clause. Be sure to read the insurance clauses of the insurance company carefully when you apply for insurance.
The characteristics of Xue Ping insurance:
The purchase procedure is simple, the price is low, the guarantee is sufficient, and the safety is guaranteed.
Death insurance: if the insured dies due to an accident or an accident insured disease, the company will pay the insurance money according to the agreed insurance amount.
Disability insurance: The insured suffers from an accident insurance accident, which causes disability within 180 days from the date of the accident. Our company will pay the insurance money according to the proportion specified in the table of disability degree and payment proportion attached to this contract, multiplied by the agreed insurance amount.
Correct insurance method:
1, it is very important to study and understand before buying insurance. Learn insurance knowledge as much as possible and correctly understand the functions and functions of insurance;
2. Choose an insurance portfolio that suits your needs;
3. After receiving the insurance policy, you should read each clause carefully and carefully for several times within 7 days. If you have any questions, you can contact the insurance company or salesman for consultation at any time. If you are not satisfied with the types of insurance, you can unconditionally surrender your insurance within the hesitation period (about 10 days) to ensure that your own interests will not be lost. Therefore, pre-selection before insurance is very important.