Hello! Under normal circumstances, Taikang Life Insurance 1+ 1 insurance does not require a medical examination, but a medical examination or an interview is required if the accumulated insured amount exceeds a certain amount. Physical examination requires my ID card, recent photo 1 inch or 2 inches, and physical examination is required for women five days after menstruation.
It is reported that the maximum insured amount of this product can reach 500,000 yuan, which not only covers 42 kinds of high and critical diseases and 10 kinds of mild diseases, but also can pay compensation for death. Its biggest feature is that it can return 130% of the paid premium at maturity. When applying for insurance, the insured can decide the insurance period and amount by himself. For example, if a 30-year-old man pays 654.38+10,000 yuan in insurance, he only needs to invest 2,500 yuan every year until he is 65 years old. During the period of 30-65 years old, the insured is unfortunately diagnosed as a mild illness for the first time, and can get 30,000 yuan. If he is unfortunately diagnosed as a serious illness or dies for the first time, he can get 65,438+.