Taikang life insurance health privilege insurance clause

First of all, to answer the subject's question, the insurance liability of Health Privilege 202 1 insurance includes non-specific disease medical insurance liability, specific disease medical insurance liability and specific disease early payment insurance liability. So what is the performance of health enjoyment 202 1? What are the highlights? Senior sister will take you to find out. Before the formal introduction, the senior sister gave you a guide to avoid the medical insurance pit: please be careful when you encounter these medical insurances!

Not much to say, look at the protection map first:

First of all, Taikang Health Enjoy 2021* * has four protection plans, which is very convenient for consumers to choose flexibly according to the actual protection needs and actual economic situation. The amount of protection for each protection plan is different, with a maximum of 8 million. Among them, the protection contents of Scheme II, Scheme III and Scheme IV include advance payment of specific disease insurance premium, specific disease medical insurance premium and non-specific disease medical insurance premium. The first plan does not include the advance payment of specific illness insurance benefits.

Secondly, the biggest highlight of Taikang Health Enjoy 202 1 is to guarantee 20-year renewal! You know, the current medical insurance coverage period is generally only one year. If the warranty renewal is not supported, consumers are likely to be unable to renew the warranty after the expiration of the warranty due to poor health, product suspension and other reasons. The risk gap thus formed is very unfavorable to consumers and families. Health Privilege 202 1 provides a 20-year guarantee, which can give consumers more stable protection. If you want to know more about how to renew medical insurance, you can read this article: How to renew medical insurance and what should you pay attention to? An analysis!

However, Senior Sister found that Plan IV of Health Enjoy 202 1 set a deductible of 20,000 yuan. You know, medical insurance is a reimbursement system. If the expenses are within this amount at the time of claim settlement, all losses shall be borne by the insured himself. Only the medical expenses that exceed the deductible will be borne by the insurance company. So the lower the deductible, the better for consumers.

Generally speaking, the performance of Health Privilege 202 1 still has room for improvement. You may wish to compare the excellent millions of medical insurance products on the market and shop around before making a decision: the latest millions of medical insurance rankings are freshly released!

Hope to adopt!

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