What does overseas medical insurance cover? Overseas medical insurance refers to the medical insurance that China people can obtain from domestic insurance companies after going abroad. Another way of saying this is medical insurance introduced by overseas insurance companies. Now we are in the period of globalization, and many overseas medical insurances have begun to enter the insurance market in China. Overseas medical insurance is more competitive, because their insurance mechanism is more perfect and the claims service for consumers is more favorable. Is that really the case?
Is it difficult to claim overseas medical insurance? Generally speaking, we all know that Ping An Insurance, the largest commercial insurance brand in China, provides the best claims service in the industry. If overseas medical insurance claims can be compared with Ping An medical insurance claims, the value of overseas medical insurance can be imagined. Nowadays, the medical insurance market is gradually approaching to commercial medical insurance, and many people simply ignore some unheard-of insurance brands. Their medical insurance is not without commercial value. Most people just can't believe such commercial medical insurance.
Does overseas medical insurance give much financial support? We understand that social medical insurance has relatively little support for medical expenses, and the medical insurance services provided by most domestic insurance companies are relatively "rigid". Of course, Huize.com's medical insurance for major diseases is still very good. Many people have avoided huge medical expenses by obtaining medical insurance for major diseases in Ping An. Effectively reducing the burden of medical expenses is the main reason why people buy Ping An critical illness insurance. Overseas medical insurance also has the same type of commercial insurance products, but it is far from meeting everyone's needs. Huixuan Company has also done more cooperation and learning exchanges on the insurance mechanism of overseas medical insurance. Different national conditions also determine which insurance mechanism is suitable for China. Different countries have different needs for insurance.
Tips: Generally speaking, you can make the best insurance classification scheme according to the actual situation. People should buy one or two life insurance policies for their doctors.