What are the products with life insurance as the main risk and major illness insurance as the additional risk? What are the characteristics?

Products with life insurance as the main risk and critical illness insurance as the additional risk include Sino-US Luen Thai Metropolitan Life Insurance Sui Xin II Lifelong Disease Insurance Product Plan and Taikang Health Tianfu Critical Illness Insurance Product Plan. Its main feature is that it covers a variety of guarantees, and additional risks cannot be purchased separately.

Before the article begins, friends who can't distinguish between life insurance and critical illness insurance can take a look at this popular science: What is the difference between critical illness insurance, medical insurance, accident insurance and life insurance? Will there be conflicts when making claims?

Generally speaking, the security content is rich? Main insurance life insurance plus additional insurance critical illness insurance? Combined products can cover multiple guarantees such as death, total disability, serious illness, minor illness and moderate illness, covering a variety of risks.

In addition, the main insurance can be purchased separately, but the additional insurance is attached to the main insurance, so the insurance company does not support consumers to purchase separately.

In addition to distinguishing between main insurance and additional insurance, there are many basic insurance knowledge: before buying insurance, you must first understand these key knowledge points!

At first glance, this kind of product may be more comprehensive than a single product. However, senior sister should remind everyone that different consumers have different insurance needs, and the binding of these two types of products may not fully meet the needs.

Therefore, senior sister suggested that if you really want to have the protection of life insurance and critical illness insurance, you'd better choose separately, at least you can freely match them and do the protection you want to the greatest extent.

The purchase of critical illness insurance is more complicated, and the seniors have specially compiled a strategy: a good critical illness insurance is like this! You have been cheated for so many years. ...

Hope to adopt

The same number on the whole network: Xueba said insurance, welcome to search.