What are the commercial health insurance with tax priority identification code?

1. Tax-excellent health insurance: Also known as personal tax-excellent health insurance, it is essentially one-year medical insurance plus universal insurance. Tax-preferential health insurance products have tax preferential identification codes and are the only life insurance products that can enjoy tax preferential policies. The preferential tax targets are mainly working-class and self-employed, which is an important policy launched by China municipal government to speed up the construction of multi-level medical insurance system.

2. Enterprise annuity: it is a supplementary endowment insurance designed by enterprises for employees, and it is difficult for individuals to buy it in the market. This form of insurance also includes the tax preference identification code, and enjoys the corresponding tax preference.

3. Occupational annuity plan: This is a pension plan paid by employers or individuals, which not only provides pensions, but also includes health insurance benefits. The health insurance welfare plan established in the occupational annuity plan meets the commercial health insurance standard of tax priority identification code.

4. Commercial health insurance plan: an insurance plan provided by insurance companies to provide medical insurance for individuals and families, in which eligible parts can also enjoy tax reduction and exemption.

5. Health savings account (hsa): This is an account set up in a bank or other financial institution to save medical expenses. Some commercial health insurance plans with tax advantages can be combined with hsa accounts, allowing individuals to set up accounts to pay medical expenses and enjoy tax breaks.