What kind of insurance does the child need when he is 3 years old? Who knows how to elaborate?

1. Accident insurance should be put in the first place, because no one can predict accidents. Suddenly uncontrollable, nothing for a second. Maybe there will be an accident next time. There are unexpected events in the sky, and people have fortunes; "Be prepared for danger in times of peace" is the best explanation for accident insurance. Because children are young, have poor ability to resist external risks and weak safety awareness, accidents are the first.

2. The second is health, such as critical illness insurance, which is also necessary. For critical illness insurance, the premium will increase with age. Critical illness insurance is paid in advance, that is, as long as it is diagnosed as a contracted disease, it will be paid. As long as it is paid, whether the customer treats the disease depends entirely on the wishes of the customer. Adults and children are guaranteed for life, and children's expenses are much cheaper. Commercial insurance is a trend. Buy early and benefit early, buy early and rest assured!

3. The third is hospitalization medical insurance (this is a supplement to social security).

4. If the economy permits, you can consider education grants and caring annuities, which are financial.