What is Beijing Pratt & Whitney Health Insurance?

Beijing Pratt & Whitney Health Insurance is an exclusive Pratt & Whitney commercial health insurance for Beijing medical insurance insured, which is jointly directed by Beijing Medical Insurance Bureau and Beijing Local Financial Supervision Bureau and supervised by Beijing Bureau of Bank of China Insurance Regulatory Commission. Its purpose is not to make a profit, but to effectively reduce the high burden of medical expenses of Beijingers and provide supplementary protection for Beijing's basic medical insurance. So this product is very reliable. "Beijing Pratt & Whitney Health Insurance" is a commercial health insurance product specially customized by Pratt & Whitney for medical insurance participants in Beijing and closely related to basic medical insurance. It aims to meet the diverse medical security needs of the people and further improve the ability of Beijing medical insurance participants to cope with the high burden of medical expenses. It is an important part of the multi-level medical security system in Beijing.

1. This product is jointly guided by Beijing Medical Insurance Bureau and Beijing local financial supervision and management department, and supervised and managed by Beijing Supervision Bureau of Bank of China Insurance Regulatory Commission. The self-funded expenses in the medical insurance catalogue are seamlessly connected with the serious illness insurance in Beijing, which ensures the self-funded medical expenses in the basic medical insurance catalogue, including outpatient and inpatient self-funded medical expenses. The proportion of compensation above the deductible line of serious illness insurance in Beijing is as high as 80%, as high as 1 10,000 yuan. If the expenses outside the medical insurance catalogue are hospitalized in designated medical institutions according to regulations, the self-funded hospitalization expenses outside the basic medical insurance catalogue include the compliance treatment and inspection expenses outside the medical insurance catalogue. The minimum deductible is 20,000 yuan, the maximum compensation ratio is 70%, and the maximum is 6,543.8+0,000 yuan. 3 responsible for the production of high-value special drugs at home and abroad, covering 25 kinds of special drugs in China. You can buy drugs at designated medical institutions or designated pharmacies. You can enjoy direct payment, home delivery and other services. Provide 75 kinds of overseas special drugs. You can use global innovative drugs without going abroad, covering 36 major diseases such as liver cancer, lung cancer, gastric cancer and leukemia. The minimum deductible is 20,000 yuan, and the proportion of compensation can reach 60%, that is, 6,543.8+0,000 yuan.

2. Beijing Pratt & Whitney Medical Insurance is an inclusive commercial supplementary medical insurance product tailored for Beijing basic medical insurance participants. This product is of the same type as that launched by Beijing Bao Hui Company last year. Beijing Pratt & Whitney Health Insurance is underwritten by China People's Property Insurance, China Life Insurance, Pacific Life Insurance, Ping An Property Insurance and Taikang Endowment Insurance. It can provide hospitalization and outpatient expenses within the scope of medical insurance, general hospitalization expenses outside the scope of medical insurance, and high expenses for special drugs at home and abroad. Each person can enjoy a maximum of 3 million yuan of medical insurance every year, with different insurance contents. Beijing Pratt & Whitney Health Insurance can provide medical insurance protection for medical expenses at home and abroad. There are 0/00 kinds of high-value special drugs at home and abroad (25 kinds at home and 75 kinds abroad), and the maximum reimbursement is 3 million yuan per year. Beijing Pratt & Whitney Medical Insurance only provides inpatient medical insurance and 17 kinds of special drugs. The reimbursement ratio is different. The reimbursement rate of Bao Hui is very good, and it can be reimbursed by 90%- 100%. Beijing Pratt & Whitney Medical Insurance has a low reimbursement rate.