There are beneficiaries. The beneficiary is also one of the parties to the health insurance contract, which refers to the person designated by the insured, or with the consent of the insured and designated by the insured, who has the right to claim the insurance money after the death of the insured. The designation of beneficiaries must be clearly recorded in the health insurance contract. The beneficiary may be the insured himself or other persons designated by the insured. Generally speaking, as long as the insured is not dead, the beneficiary is himself; If the insured dies, another person designated by the insured at the time of insurance shall be the beneficiary to receive the insurance money; The beneficiary can be one person or many people; The beneficiary can be a natural person or a legal person.
For example, for the critical illness insurance of health insurance, the beneficiary of survival is generally the insured himself. When the insured suffers from a serious illness, the insurance company will pay the critical illness insurance in one lump sum; At the same time, the critical illness insurance of death liability will generally designate or stipulate the beneficiary of death insurance. When the insured dies, the insurance company will compensate the beneficiary for the death insurance money according to the contract.