1Is 39 yuan's medical insurance reliable?

It is reliable. Although Qindao E-Insurance 139 yuan is also a commercial medical insurance product, which is underwritten by a commercial insurance company, the difference is that this product is still a product under the guidance and supervision of Qingdao Municipal Government, and it is also the first inclusive commercial supplementary medical insurance in Qingdao. On May 26th, 20021year, Qingdao Medical Insurance Bureau has issued the Announcement on Issuing Supplementary Contractors of Commercial Health in our city in official website. Qingdao E-insurance is a medical insurance for the benefit of the people, which is to further improve the multi-level medical security system and improve the medical security level of medical insurance participants in Qingdao. Therefore, the insurance requirements for this product are very relaxed, regardless of age, occupation, household registration and health status. You don't need a physical examination, you don't need health advice, you can take out insurance when you are sick, and you can also compensate for your past illness. You only need to participate in Qingdao basic medical insurance, and the price is the same regardless of age.

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The role of medical insurance

First, it is conducive to improving labor productivity and promoting the development of production.

Medical insurance is the inevitable result of social progress and production development. Conversely, the establishment and improvement of medical insurance system will further promote social progress and production development. On the one hand, medical insurance relieves the worries of workers, makes them work with peace of mind, can improve labor productivity and promote the development of production; On the other hand, it also ensures the physical and mental health of workers and the normal reproduction of labor.

Second, adjust the income gap and reflect social equity.

Medical insurance is an important means for the government to adjust the income difference and redistribute income by collecting medical insurance premiums and paying medical insurance service fees.

Third, an important guarantee for maintaining social stability.

Medical insurance helps sick workers economically, helps to eliminate social instability caused by diseases, and is an important social mechanism to adjust social relations and social contradictions.

Fourth, an important means to promote social civilization and progress.

The social system of medical insurance and social mutual assistance reflects the new social relationship of "one party in trouble and all parties support" by sharing the risk of disease costs among the insured, which is conducive to promoting social civilization and progress.

Five, an important guarantee to promote the reform of the economic system, especially the reform of state-owned enterprises.