Now many young people are interested in buying insurance, so some netizens ask why Xiamen can't buy Bamin insurance. It is understood that the insurance in Bamin is the exclusive medical insurance for Fujian people. It is also one of the top ten financial projects in Fujian, which can improve the living standard and health level of Fujian residents. However, except Xiamen, Bamin Insurance can be bought in other areas of Fujian Province.
1. What is Bamin Insurance?
It is the exclusive national supplementary medical insurance for Fujian people and one of the top ten financial innovation projects in Fujian in 2020. Bafubao is an insurance product tailored to the health status and living standards of Fujian residents, aiming at reducing the medical burden of Fujian people and alleviating the phenomenon of poverty caused by illness and returning to poverty due to illness. Bao Min has broken through the service limitations of traditional commercial insurance. Fujian's basic medical insurance can be insured in addition to Xiamen, and even Hong Kong, Macao and Taiwan and Fujian can also be insured. They have no professional age and no health condition. Most of the previous illnesses can be paid without physical examination and waiting period.
Two. Advantages of Bamin Insurance Products
(1) The insurance requirements are relaxed.
The insurance requirements of Baminbao are relatively loose. As long as you participate in the basic medical insurance in Fujian Province (except Xiamen), you can buy it in the insured state. There is no requirement for the age, occupation and household registration of the insured. Centenarians and high-risk occupational groups can be insured.
(2) There is no health notification requirement.
Commercial medical insurance in the market has strict requirements on the health of the insured, but this product does not need health notification, and it can be insured even if it is sick.
(3) Special supply and special medicine guarantee.
Including 25 kinds of specific drugs, suitable for lung cancer, liver cancer, leukemia, lymphoma, breast cancer, ovarian cancer and other 12 kinds of malignant tumors and rare diseases.
As can be seen from the above, Xiamen can't buy Bamin insurance, but Bamin insurance has very good product advantages, such as the protection of specific drugs. Therefore, Baminbao is a very good product and trustworthy.