It is understood that the "exclusive anti-cancer insurance card" has the following six characteristics:
First, it is dedicated to veterans. This kind of insurance is specially developed under the guidance of relevant departments and according to the actual needs of retired soldiers. Only the ex-servicemen and their families are provided with exclusive services, and the exclusive price is set (39 yuan/year).
The second is to break through two major restrictions. Conventional health insurance products have clear restrictions on the age and health status of the insured. Generally, they are required to be no more than 60 years old and in good health. This "anti-cancer and anti-cancer exclusive insurance card" for the families of retired military personnel can be insured from 28 days to 99 years old regardless of age; Regardless of the health status, sick veterans can also be insured.
Third, it covers many cancer diseases. This product covers high-incidence malignant tumors, rare diseases and major diseases in China, including specific drugs commonly used at home and abroad, including two Car-T drugs, and the injection 1.2 million yuan.
Fourth, the amount of protection and the proportion of compensation are high. The annual guarantee amount is 2 million yuan: no previous disease (no disease at the time of initial insurance), and the highest compensation ratio is100%; The highest compensation rate for previous illness (illness at the time of first insurance) is 30%.
Fifth, value-added services are thoughtful. In addition to the core guarantee, the product also provides multiple intimate services, such as round-trip air ticket reimbursement and free shuttle service in the national special medicine medical pioneer area, drug rationality review, drug collection in domestic special medicine pharmacies, drug delivery to the door, reimbursement service, application for charitable drug donation and assistance, first registration of the insured in Hainan Hospital, proton heavy ion medical through train service, etc.
Sixth, the insured insurance companies are strong and have excellent qualifications. This exclusive insurance product was developed by China Life Insurance and jointly underwritten by China PICC, China Taiping, China Dida and Sunshine Insurance, with reinsurance provided by Zhongzai Group. A number of state-owned enterprises and state-owned insurance companies have jointly provided the most assured and reliable services and guarantees for retired soldiers.
In this special activity, China Life Insurance and china charity federation * * * actively coordinated caring enterprises and donated the "exclusive insurance card for cancer prevention" to difficult veterans, who can receive it free of charge according to their own wishes. Retired soldiers and their families who are not within the scope of donation can be handled at the exclusive price of 39 yuan/year. The application and processing time is from August 25th to165438+1October 25th. 165438+1October 26th insurance came into effect, providing guarantee services.
The special action of "Caring for Veterans-Solving Problems for Retired Soldiers" not only provides tangible care and help for difficult retired soldiers, but also guides enterprises to be close to the actual needs of retired soldiers, develop more preferential and pragmatic exclusive products and services, and be more active and conscious in caring for retired soldiers and enhancing their sense of happiness and honor.