Under the impetus of national policies, the combination of medical care and nursing has become a new hot spot in the development of pension industry. Since 20 18, the market scale of China pension industry has been expanding, and the growth rate will be accelerated from 2020. According to "In-depth Research Report on the Operation and Investment Planning of the Pension Industry in China from 2022 to 2027", the market scale of this industry will exceed 10 trillion yuan in 2022, reaching 10.25 trillion yuan.
Driven by various demands, the market scale of China's pension industry will maintain a relatively stable growth trend. This paper analyzes the macro-environment of China's pension industry from three aspects: family pension, institutional pension and community home pension.
There's a saying in China that raising children to prevent old age. Under the influence of traditional ideas, family pension is the main way for the elderly in China. "Family support for the aged" means that the elderly get the support and services from their children and grandchildren at home. In this mode, children can relieve economic pressure, and the elderly can feel the warmth of the family and enjoy their old age.
Institutional pension is a systematic and standardized service model provided for the elderly by pension institutions such as pension hospitals, welfare homes and apartments for the elderly. Compared with the old-age care and family, the old-age care institution is a kind of old-age care model that obtains daily nursing services through payment. At present, China's pension institutions are divided into public institutions and private institutions. With the improvement of social and economic level, the improvement of family living conditions and the emancipation of people's minds, more and more families began to accept and try this mode of providing for the aged.
Community homes for the elderly are led by the government, supported by the community, supported by professional services and centered on the family, providing related services for the elderly at home. With the cooperation of families and community street governments, this way of providing for the aged can not only reduce the economic, human and time burden of children's pension, but also meet the needs of most elderly people.
At present, with the development of China's aging population, the traditional family pension model has gradually deviated from the needs of modern social development. With the change of policy support, technological innovation and consumption concept, the smart and healthy pension market will explode to 10 in the next five years. Pension service is an industry with high investment, high cost, high risk and low income, and institutional pension will become an important pillar in the future pension system, which has created a huge demand for nursing homes.