People's Insurance Company of China Healthy Life

Hello, I'm glad to answer your question! Congratulations on your good insurance awareness. According to your own situation, choose to buy a commercial insurance plan that meets your own needs, so that your protection will be more comprehensive, watertight and worry-free. It is necessary for everyone who lives in such an uncertain environment! I recommend a sunshine universal insurance to you-Jin Taifu ★ Caring for a healthy life. This plan aims at your health needs, providing extra compensation for minor illness and paying in advance for serious illness. Reasonable, adequate and intimate health protection will help you enjoy a worry-free life. ★ The plan provides additional medical insurance for accidental death, disability and accidents, and obtains high social security with a small amount of premium investment, which embodies the true meaning of insurance. ★ Flexible investment with guaranteed income We provide the lowest guaranteed interest rate for the value of your personal account and add a security lock for your investment. You can also apply for partial collection or additional insurance premiums according to your own financial planning and needs, so that your investment and financial management are more flexible. ★ Steady and enterprising expert wealth management industry pioneered dual-account universal life insurance, and set up two sub-accounts under personal account-steady sub-account and enterprising sub-account. The minimum guaranteed interest rate of the robust sub-account is 2.5% per annum, and the minimum guaranteed interest rate of the aggressive sub-account is 0% per annum, so different investment strategies are formulated respectively. You can make your own choices according to your investment preferences, and financial experts use their majors to create a worry-free life. ★ The deferred payment insurance remains unchanged. If you can't pay the insurance premium on time temporarily, you can choose to postpone the payment of the insurance premium. As long as the value of your personal account at that time is enough to pay for insurance, you can continue to enjoy insurance protection. ★ There are many rewards for continuous payment. As long as you pay the insurance premium on time according to the terms, you can enjoy our extra reward. The longer you pay the insurance premium, the more rewards you will enjoy. 1 Accidental injury medical expenses During the payment period, 100% of accidental injury medical expenses shall be paid, regardless of outpatient service or hospitalization, with an annual limit of 10000 yuan. 2. If the accidental disability insurance premium is disabled due to accidental injury during the payment period, 200,000-200,000 insurance premium will be paid in proportion. 3. If the accidental burn insurance premium is burned due to accidental injury during the payment period, 400,000-200,000 insurance premium will be paid in proportion. 4. The death insurance premium will be paid 200,000 yuan for life from 90 days after death due to accident or illness. 20,000 young people with 65438+100,000 critical illness insurance can also be adjusted for life. Features: Mild illness and serious illness provide protection for 9 kinds of non-major diseases, including cancer in situ, pituitary adenoma, coronary intervention, and small-area third-degree burns (many insurance companies have exemption clauses that cancer in situ can't be paid, but sunshine can pay) .6 When an insurance accident occurs during the hospitalization expenses payment period, 65,438+000% of the basic medical expenses can be reimbursed, and the payment limit for each hospitalization is 5,000 yuan, which is 70% of the basic medical expenses. ) The payment limit can be reimbursed for each hospitalization 1000 yuan. There is no risk in pension, and the account value of the policy can be used as pension.