Can couples share medical insurance cards?

Couples can use medical insurance cards. In short, the family connection procedure is similar to "one person insures the whole family * * *". After using the medical insurance "family account" to associate the insured, you only need to pay the basic medical expenses and local supplementary medical expenses paid by yourself in the designated medical institutions, and you don't need to fill in the form on the spot.

Social medical insurance card (referred to as medical insurance card or medical insurance card) is a special card for personal account of medical insurance. It takes personal ID card as the identification code, and stores detailed information such as personal ID card number, name, gender, payment, account fund consumption, etc.

The medical insurance card is generally undertaken by the local designated agent bank, which is a kind of multi-functional debit card of the bank. After the insured unit pays the fee, the local medical insurance department will entrust the bank to transfer the personal account payment to the personal medical insurance card of the insured employee at the end of the month.

All parts of the country began to discuss the possibility of realizing the national medical insurance card, and began to make partial attempts. On the 2nd, the Ministry of Health announced the Measures for the Administration of Residents' Health Cards (for Trial Implementation) to promote the realization of "one card" for residents to seek medical treatment in various medical and health institutions at all levels. Based on regional health information platform, electronic health records of residents and electronic medical records of medical institutions, resident health cards can be used for resident identification, personal basic health information storage, cross-regional and inter-institutional medical data exchange and expense settlement.

On April 22nd, 20021year, the General Office of the State Council issued the Guiding Opinions of the General Office of the State Council on Establishing and Perfecting the Outpatient Security Mechanism for Employees' Basic Medical Insurance. The opinion is clear. Personal accounts are mainly used to pay out-of-pocket expenses of insured persons within the policy scope of designated medical institutions or designated retail pharmacies. It can be used to pay the medical expenses incurred by the insured and their spouses, parents and children in designated medical institutions, as well as the expenses incurred by individuals in purchasing drugs, medical devices and medical consumables in designated retail pharmacies.

If you are not in the same bank before and after the card change, the process of collecting social security cards is the same. However, the amount in the original medical insurance card will not be automatically transferred to the social security card, and a valid certificate is required to issue the Notice of Clearing the Employee's Medical Insurance Card at the social security sub-center of the insured place. With the notice and my valid certificate, go to the original employee medical insurance card service bank to cancel the medical insurance card.

legal ground

People's Republic of China (PRC) social insurance law

Twenty-ninth medical expenses of the insured shall be paid by the basic medical insurance fund, and shall be directly settled by the social insurance agency, medical institutions and pharmaceutical business units.

The administrative department of social insurance and the administrative department of health shall establish a settlement system for medical expenses in different places to facilitate the insured to enjoy the basic medical insurance benefits.