The functions and uses of neonatal medical insurance mainly include the following aspects:
1. Reimbursement of medical expenses: Neonatal medical insurance can cover the expenses incurred by newborns during medical treatment, including medical expenses at birth, hospitalization expenses, operation expenses, medicine expenses, etc. This can reduce the family's economic burden and ensure that newborns get timely and effective treatment.
2. Health management services: Newborn medical insurance usually provides not only expense reimbursement, but also health management services. This includes regular physical examination, vaccination and nutrition guidance for children. To promote the healthy growth of newborns.
3. Disease prevention and control: Newborn medical insurance can also support disease prevention and control. By providing free or preferential vaccination services, common infectious diseases of newborns can be effectively prevented. At the same time, medical insurance institutions will also strengthen the monitoring and control of neonatal diseases and take timely countermeasures to reduce the risk of disease transmission.
4. Family economic security: Newborn medical insurance can provide a certain degree of economic security for families. When the newborn needs medical treatment, medical insurance can reduce the family's economic pressure and avoid the economic difficulties caused by high medical expenses.
Newborn medical insurance is an important safeguard measure to protect the health of infants. Provide comprehensive medical insurance, including medical expenses after the baby is born, vaccination and treatment of common diseases. The role of neonatal medical insurance is to ensure that babies can get necessary medical services in time after birth and ensure their health and development. It helps families reduce their financial burden and enables parents to take better care of and protect their babies. At the same time, newborn medical insurance also encourages families to seek medical treatment in time to prevent and control the health risks that babies may face. In a word, medical insurance for newborns is an important social security system, which provides all-round protection for babies' health and lays a healthy foundation for their future.
To sum up, the role and purpose of neonatal medical insurance is to protect the medical needs of newborns, provide medical expenses reimbursement and health management services, prevent and control the spread of diseases, and also provide economic security for families. This can ensure that newborns get timely medical care and promote their healthy growth.
Legal basis:
People's Republic of China (PRC) Basic Medical Care and Health Promotion Act;
Article 36
All kinds of medical and health institutions at all levels should cooperate with each other to provide citizens with comprehensive and full-cycle medical and health services such as prevention, health care, treatment, nursing, rehabilitation and hospice care. People's governments at all levels take measures to support medical and health institutions to establish cooperation mechanisms with pension institutions, child welfare institutions and community organizations to provide safe and convenient medical and health services for the elderly, orphans and disabled children.