1, recreation life double critical illness insurance.
Fosun United Health launched a product with overpaid critical illness insurance. For pioneer cancer, it pays multiple payments for critical illness insurance, and the maximum payment for serious illness and mild illness is 9 times, which can ensure the recurrence and continuation of malignant tumors. As an overpaid product of critical illness insurance, it is still relatively qualified.
Triple insurance for serious illness and triple insurance for mild illness can be added, and double insurance for cancer can be paid twice with an interval of 3 years, which effectively solves the worry that the cancer treatment cost is high, that is, the probability of recurrence and metastasis is high and many cancers need long-term continuous treatment, which can avoid responsibility, and is suitable for mutual insurance among family members, with more comprehensive protection.
2. Xingyue critical illness insurance
Fosun Prudential's product, Xingyue critical illness insurance, which pays for serious illness in a single payment, is an all-in-one critical illness insurance, because it covers 100 kinds of serious illness, 35 kinds of light illness, 20 kinds of moderate illness and specific serious illness, among which specific diseases are also divided in detail, including 10 kinds of male-specific diseases, 8 kinds of female-specific diseases and 65433 kinds of children-specific diseases in one season.
Moreover, there is no interval between the three payments for minor illnesses, and the insured amount is also rising with the number of minor illness claims, which are 30%, 35% and 40% respectively, which is also the advantage and highlight of Xingyue critical illness insurance.
Especially suitable for children, because children's exclusive responsibility for the second continuation of malignant tumors doubles. Before the age of 65, 438+08, suffering from leukemia for the first time. After five years of survival, it is quite friendly for children to pay an extra 65,438+000% of the basic insurance premium for new, recurrent, metastatic and persistent malignant tumors.
3. Doraemon guarantees critical illness insurance.
Doraemon Insurance, launched by Hongkang Life Insurance, has enjoyed a good reputation since its launch, guaranteeing life-long, covering 160 kinds of diseases, and being paid by groups for many times. It is a product that pays for many serious diseases. Its highlight is that it can attach 3 million critical illness medical insurance, without worrying about the problem of insufficient protection of 500,000. Above the deductible line, there is no limit to the number of times, diseases and social security drugs, so that patients can get effective treatment. Support online intelligent underwriting.
4. Healthy life and lifelong critical illness insurance
This product consists of Jian Kang lifelong critical illness insurance and additional premium-free critical illness insurance (optional), covering 65,438+000 kinds of severe illness and 50 kinds of mild illness, with comprehensive protection. Serious illness and mild illness will be paid in three times, which means that as long as you suffer from serious illness of different groups for three times, you can theoretically get 150 W, which is quite attractive.
In addition, it also comes with the exemption function of the insured and the insured's minor illness. The waiting period for the first serious illness is only 90 days, which is half less than other products, which is worthy of recognition.
5. Le Ankang lifelong critical illness insurance
Le Ankang covers 60 kinds of serious diseases and 22 kinds of mild diseases, and the waiting period is 180 days, which is longer than that of Jian Kang for life, and there is no triple payment for serious insurance, which is slightly lower than that of Jian Kang for life in terms of coverage and degree, and the prices of these two products are similar. But Le Ankang also has its own unique competitive advantages.