Male: 5-year payment: 9080 yuan/year; Payment 10 year: 49 10 yuan/year; 20-year payment: 29 10 yuan/year; Payment for 30 years: 23 10 yuan/year.
Lady: 5-year payment: 789 yuan/year; Payment 10 year: 4,260 yuan/year; 20-year payment: 2520 yuan/year; Payment for 30 years: 1990 yuan/year.
Secondly, I suggest that you pay the fee in 20 years, and the insurance amount is 300,000-500,000, because since you want to buy health insurance, if there is a risk, the insurance amount of 6,543,800+10,000 can't meet your needs.