My son is two and a half years old and wants to buy a doctor of medicine. What is the minimum annual payment for dividend insurance?

Hello! Children under the age of three are relatively weak in immunity and resistance, and accidents and medical insurance are the first choice. Recommend an economical 100-year-old baby card with insurance responsibility and guarantee (0-2 years old, 300 yuan price): 5,000 yuan for accidental injury medical treatment, 654.38+million yuan for hospitalization medical treatment, 654.38+million yuan for accidental injury death or illness death, and 654.38+million yuan for accidental disability. The protection of serious illness is also very important. Children's exclusive critical illness insurance can be considered to ensure the baby's well-being, and 3 1 kind of critical illness can be guaranteed until the age of 25 or 30, and it will be returned at maturity 1. 1 times the principal. At the same time, it has double exemption for the insured and the insured, and the economic benefit is high. The minimum repayment amount needs to be determined according to your actual situation. As the biggest umbrella for children, the protection of adults is also very important, especially the economic pillar of the family. It is suggested to supplement the term life insurance with low premium and high security. The insurance period is 20 to 30 years, covering the growth time of children, and the insurance amount is five to ten times of the annual family income to ensure that the quality of family life is not affected. Education funding is a rigid demand. The earlier you prepare, the easier it will be. You can consider special education fund insurance (such as Zhuang Yuanhong in the Pacific). At the age of 65,438+08,65,438+09,20,265,438+0, you can receive university education funds every year, and at the age of 25, you can also receive a venture capital. The earlier you invest, the better, and the easier it is to prepare in advance.