Four declines: mild thyroid cancer is reduced to mild, early neuroendocrine tumor, partial myocardial infarction is reduced to mild, and the compensation for mild illness is not higher than 30% of the serious illness insurance.
Limit the number of diseases: ensure that serious diseases with high overlap cannot be increased, and the diseases with extremely low incidence should be indicated.
Two guarantees: completely delete the cancer in situ and completely delete the borderline tumor.
Extended data:
Precautions:
1, there are many critical illness insurance products, which need to be compared and analyzed and selected according to the actual situation.
2. The types of diseases protected by critical illness insurance are not as many as possible, depending on the protection of high-incidence diseases.
3, the number of disease compensation, whether to return, regular or life, etc. We should start with the budget.
4. Give priority to products with deductible, and the longer the payment time, the better.
People's Daily Online-The release of the new definition of critical illness insurance makes the payment more accurate and reasonable.