Medical insurance can enjoy outpatient reimbursement and hospitalization concessions. Although both enterprises and individuals need to pay for medical insurance, all the medical insurance premiums paid by individuals in the current month are transferred to their own medical insurance cards or passbooks, that is, individuals do not have to pay. You can usually use the money in this account to buy medicine or pay for it.
Moreover, after paying medical insurance, you don't have to worry about the high cost of illness treatment. Because of the national guarantee, the maximum reimbursement amount is 4-6 times the average salary of the whole city last year. The part suffering from serious illness exceeding the maximum payment limit can be paid according to 90%-95% of Medicaid for serious illness, and the maximum payment can be 6.5438+0.5 million yuan (the serious illness expenses are purchased by the enterprise).
After retirement, men pay 30 years, women pay 25 years, and they don't have to pay again, and they can enjoy medical insurance benefits forever.
Further reading: How to buy insurance, which is good, and teach you how to avoid these "pits" of insurance.