So is it necessary for men in their 40 s to buy critical illness insurance? What should I pay attention to when buying critical illness insurance? Senior, let me tell you!
Before the official entry, this guide to avoiding the pit of critical illness insurance is presented to you by senior sister:
Keep your eyes open when buying insurance, and don't fall into the trap of critical illness insurance.
1.40-year-old men suitable for Allianz male-only critical illness insurance?
As before, Senior Sister prepared the product map of Allianz's specific male critical illness insurance:
To make a long story short, just put the evaluation conclusion below and you can see it directly:
1, insurance age is up to standard.
The insured age is 18-60 years old, which shows that men in their forties are included and can be insured!
At present, the critical illness insurance products on the market can basically be underwritten to 55 years old, and a very small number of critical illness insurance products can be underwritten to 60 years old.
In other words, Allianz's male-only critical illness insurance is relatively friendly to the elderly aged 55-60!
It can be seen that Allianz's male-specific critical illness insurance is really very good for male friends in their 40 s. This article takes you to understand the true face of this critical illness insurance:
Allianz male-only critical illness insurance is heavily listed, which is the real male gospel! 》
2. Analysis of male-specific cancer protection
Let's be clear, according to official data, more than 77% are malignant tumors.
At present, the five-year relative survival rate of malignant tumors in China is about 40.5%. A variety of cancers in men include gastric cancer, liver cancer, lung cancer, colon cancer and esophageal cancer.
There is a critical illness insurance called Mingming Allianz Male-only Critical Illness Insurance, which will cover more than five types of male-only cancer protection. It is really intimate.
But you should be careful. Allianz male-only critical illness insurance is a one-year male-only critical illness insurance, which belongs to JD.COM Allianz Property Insurance, and the guarantee period is only one year.
If the one-year guarantee period expires and you intend to renew your insurance, you will have to re-examine it with the insurance company.
If the insured's health status changes or claims occur during this year's coverage period, Allianz's specific critical illness insurance for men may not be renewed.
Obviously, the renewal of Allianz's male-only critical illness insurance is very unstable.
Therefore, it is not a good choice for people in their forties to insure Allianz's male-only critical illness insurance. Senior sister suggested that you consider other products! After all, there are many good critical illness insurance on the market now, so you can compare and consider before buying. The following is the evaluation of several products by senior sister!
Second, the senior sister suggested
On the whole, Allianz's male-specific critical illness insurance is cost-effective. Although the insurance age range is friendly, the renewal of this product is not stable and it is not worth insurance.
For friends who are looking for more comprehensive and practical insurance, Senior Sister still suggests comparing other products. Senior sister has arranged a lot of critical illness insurance with great value for money and thick protection. You can choose the best one here:
"Top Ten Hot Critical Illness Insurance Inventory Worth Buying! 》
Write it at the end
I am an expert in insurance, focusing on objective, professional and neutral insurance evaluation;
If the above content has not solved your problem, you can also come to the official account of WeChat to learn to bully and say that insurance consulting me;
I give you the most professional advice based on many years of experience in configuring insurance for 10W+ families.
WeChat official account: Xueba said that insurance costs less, buy the right insurance!