1. Pay attention to health notice
The looser the health information, the better;
2. Pay attention to the protection of serious illness
See if there is any extra compensation and whether the regulations on extra compensation are strict;
3. Pay attention to the compensation ratio of mild and moderate diseases.
The proportion of compensation for mild illness is generally 30% of the basic insured amount, and the proportion of compensation for moderate illness is generally 60% of the basic insured amount;
In addition to the above points, there are many factors to consider when buying a critical illness insurance correctly. If you want to know more friends, please take a look at this article: How to buy critical illness insurance? If you miss this shopping guide, you will be miserable!
In addition, we can purchase critical illness insurance through online or offline channels.
Offline channel:
We can inform the insurance demand at the offline service outlets of insurance companies or through insurance salesmen and purchase directly.
Online channel:
We can purchase insurance by calling the insurance company hotline, logging in to the insurance company official website and the exclusive APP, or through the third-party insurance agency platform and the third-party insurance brokerage platform.
So what's the difference between buying insurance online and buying insurance offline? Which will be more reliable? Click on the link below, and Senior Sister will tell you which insurance method you should choose!
Is it reliable to buy insurance online? What is the difference between online insurance and offline insurance?
When purchasing critical illness insurance, we must consider the comprehensive cost performance of the product and our own situation. Don't blindly follow the trend. Only by choosing the one that suits you can you give full play to the real value of insurance.
There are many critical illness insurance products and complicated terms. Among them, it is also important to understand the exemption clauses for purchasing critical illness insurance. Click on the link below to teach you how to understand!
[Link] {What is the exemption clause of insurance? what do you think? If you don't understand, you will suffer a big loss!
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