If you don't know how to buy insurance for a 5-year-old baby, then recommend the following insurance strategy:/kloc-buy insurance for your child within 0/000 yuan!
Then the senior sister will give you an analysis of why the 5-year-old baby wants to buy the above types of insurance:
1, critical illness insurance
In the face of diseases, we can't predict when they will come to us, especially for 5-year-old babies. Many children have a high probability of illness. If it is unfortunately diagnosed, it will not only cost a lot, but also parents have to leave work to take care of them. The economic loss caused by the disease is not small, but if you have a critical illness insurance for children, you can transfer the economic risk caused by the disease.
So what children's critical illness insurance on the market is worth buying for a 5-year-old baby? Parents may wish to refer to this list: Top Ten Super Cost-effective Children's Critical Illness Insurance, don't miss this treasure raiders!
2. Medical insurance
Commercial medical insurance is a supplement to medical insurance. General medical insurance includes micro-medical insurance and millions of medical insurance. The former has a low reimbursement amount, which may be tens of thousands, while the latter covers millions.
Because the 5-year-old baby's resistance is weak, there will often be minor problems such as fever and cold in life, so you can buy a small medical insurance for your baby in the early stage, and then start a million medical insurance when the resistance is strong.
3. Accident insurance
Everyone is equal in the face of accidents, whether it is a 5-year-old baby or people of other ages, they need to buy accident insurance, but it is necessary to pay attention to whether the product includes accident medical insurance when buying accident insurance for children. This insurance can also reimburse the expenses incurred by children who go to the hospital unexpectedly. The specific reimbursement ratio is naturally not limited to social security reimbursement 100%.
4. Education grant
As a rigid expenditure, education is indispensable, especially in modern times. If you have spare money, you can buy an education fund for your 5-year-old baby, so that the expenses at all stages of education will be more secure.
Due to space reasons, friends in need can poke into this article to learn more about the education fund: Parents must read: Is it necessary to buy education fund insurance? How to choose the right product?
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