If you want to know what products Xinhua Life Insurance has worth buying, you can poke: How is Xinhua Life Insurance? The secrets of the company and products are all in this article!
8-year-old children are weak in resistance and self-protection, and mainly face the risks of diseases and accidents.
Children's critical illness insurance can usually provide nearly 100 kinds of critical illness protection and transfer the economic risk of children suffering from critical illness.
It is payment insurance, and the claim can be used for treatment to make up for the loss of family income.
For example, children of Xinhua Life Insurance re-take critical illness insurance, covering 190 diseases, and enjoy multiple critical illness insurance payments.
If the child unfortunately suffers from moderate or mild illness, those who meet the claim conditions can pay 50% and 20% of the insured amount respectively.
If you want to know more about this critical illness insurance for children, you can take a look at this evaluation article: "Many times to protect children's critical illness insurance"! If you don't look, you will lose!
In addition, using medical insurance to reimburse necessary and reasonable medical expenses can reduce the financial burden of parents looking after their children.
Accident insurance mainly provides accidental death and disability protection, which is affordable and well protected.
Choosing products with accidental medical insurance can also share the medical expenses that may be caused by accidental injuries.
After the completion of the above insurance, if the family is well-off, you can consider buying an education fund for your child.
If you want to know what the cost-effective education funds are, you can read this article: The latest 8 education funds with the highest rate of return in 2023 are coming ~
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