If you are interested in Kunlun Health Insurance Company, you can read this article by Senior Sister:
How about Kunlun Health Insurance Company? Is it reliable? Is the product worth buying?
1. Company background
Kunlun Health Insurance Co., Ltd. is a professional health insurance company officially approved by the former China Insurance Regulatory Commission. It was established on June 5438+1October 65438+February 2006. As one of the earliest professional health insurance companies in China, it has grown into a medium-sized health insurance company after more than ten years of development.
The business scope of Kunlun Health Insurance includes: various RMB and foreign currency health insurance and accidental injury insurance businesses; Health insurance business that matches the national medical security policy and is entrusted by the government; Consulting services, agency, reinsurance business and capital utilization related to health insurance.
Senior sister has a lot to share with you about how to tell whether an insurance company is excellent or not. Come and have a look:
What should we look at when we look at insurance companies?
2. Solvency
The regulations of CBRC on the solvency of insurance companies are that the core solvency adequacy ratio is ≥50%, the comprehensive solvency adequacy ratio is ≥ 100%, and the comprehensive risk rating is ≥ B. As long as the above three requirements are met, the solvency of insurance companies is up to standard.
According to the quarterly data of Kunlun Health Insurance in 2022 1, the company's core solvency adequacy ratio and comprehensive solvency adequacy ratio are both 132. 13%, and the latest risk rating is Grade B, which has reached the passing line stipulated by the CBRC. Is a trustworthy company, don't worry about the occurrence of claims.
But unfortunately, what if the insurance company is still bankrupt after insuring the product? Don't be afraid, senior, here are the solutions:
The insurance company went bankrupt. What about the insurance I bought?
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