The annual credit card fee of China Everbright Bank is generally deducted on the corresponding day of the credit card activation date every year. That is to say, the annual credit card fee cycle of China Everbright Bank is one year from the card activation date to the corresponding day of the following year, and so on.
The annual fee collection standard of China Everbright Bank's credit card is related to the grade of the card, as follows:
1, Puka: main card 80 yuan/year, auxiliary card 40 yuan/year;
2. Gold card: the main card is 200 yuan/year, and the auxiliary card is 80 yuan/year;
3. Titanium card: 300 yuan/year for the main card and 300 yuan/year for the auxiliary card;
4. Platinum card: 2,000 yuan/year for the main card and 0/1,000 yuan/year for the auxiliary card;
5. Diamond card (Zunshang card): the main card is 2500 yuan/year, and the auxiliary card is 1.500 yuan/year;
6. Unlimited cards: 5,000 yuan/year for the main card and 2,500 yuan/year for the auxiliary card.
PS: If the cardholder meets the conditions of annual fee exemption, the annual fee can be reduced or exempted.
Benefits of Everbright Bank Platinum Credit Card:
1, automobile road rescue service
When the vehicle under the customer's own name, or the vehicle of the customer's spouse, or the vehicle in which the customer is riding breaks down or has an accident, you can enjoy the automobile road rescue service. The cumulative number of use of the three services shall not exceed 6 times a year.
2. VIP room service
You can enjoy the waiting service in nearly 400 major airports and high-speed trains and more than 800 VIP lounges around the world, including: first-class lounge (or VIP lounge), free hot and cold drinks and snacks, TV newspapers and magazines, Internet access, etc. Three times a year.
3. Golf course discount reservation
Enjoy the preferential booking service of about 100 domestic golf courses and about 3000 overseas golf courses for free.
4. Golf driving range service
Enjoy the service of more than 0/00 driving ranges in 38 cities across the country, 5 times a year.
5. Golf green-free service (exclusive to Golf Platinum Card) At any of about 50 golf courses in China, you can enjoy 65,438+0 golf courses free of charge every month. (except weekends and holidays) once a year 12 times.
6. Health care
(1) experts can make an appointment for the registration service, and they can make an appointment for experts above the deputy director of designated hospitals in major cities across the country. Three times a year.
(2) accompanying medical services. When the customer goes to the hospital for medical treatment, the health service personnel accompany him all the way and assist the customer in handling registration, payment, medicine collection and other related matters. Three times a year.
(3) expert health consultation,
Professional health consultants and consulting doctors provide personalized health consultation and common diseases consultation for customers through telephone seats. Unlimited times
7. Travel accident insurance
(1) Aviation accident insurance with a maximum insured amount of 5 million yuan.
(2) Accident insurance for trains and ships with a maximum insured amount of 3 million yuan.
(3) Automobile travel accident insurance with a maximum insured amount of 6.5438+0 million yuan.
Underwriting conditions:?
(1) Use this card to pay all the fares.
(2) Use this card to pay more than 80% of the tour fee.
(3) I am a co-branded bank card holder of China Everbright Bank, and my travel expenses are paid by another customer of China Everbright Bank, who is not limited to numbers, diamonds, platinum or titanium (diamonds, platinum or titanium cards are required for unlimited numbers).
Is there an annual fee for Everbright Credit Card?
If the credit card of China Everbright Bank charges an annual fee, the general annual fee is divided according to the grade of the credit card, namely:
1, Puka: annual fee 80 yuan/year;
2. Gold card, annual fee of 200 yuan/year;
3. Platinum card, the annual fee is 2000/ year.
In addition, the annual fee for the secondary card of a credit card is generally half of the annual fee for the primary card.
China Everbright Bank (China Everbright Bank) was established in August, 1992. It is a national joint-stock commercial bank approved by the People's Bank of China and headquartered in Beijing. China Everbright Bank was listed on the Shanghai Stock Exchange in August 20 10 and on the Hong Kong Stock Exchange in February 20 13.
The trademark design of China Everbright Bank's private bank is mainly based on diamond graphics, which has gorgeous luster, implying that the product value and service quality are as solid and outstanding as diamonds. Diamonds shine with purple light, symbolizing the sense of value and respect of private banks in providing top-level and customized services to high-end customers.
The diamond pattern consists of the initials E and B of the English word EverBright. On the one hand, it strengthens the association with parent brand of China Everbright Bank and forms the brand association between mother and child. On the other hand, it explains the service essence of Everbright Bank to continue the sunshine quality as always. The bow tie shape in the diamond pattern expresses the experience of providing top-level supreme service to customers and embodies the butler-style private banking service.
China Everbright Group manages its domestic and overseas business through China Everbright (Group) Corporation (Beijing) and China Everbright Group Co., Ltd. (Hong Kong). The highest decision-making body is the board of directors of the group, which is authorized by the state to manage the state-owned assets invested by the state in the group. The party committee of the group plays a political core role in the group. The Group Board of Supervisors is appointed by the State Council. [9]
China Everbright Group (hereinafter referred to as China Everbright Group) is a state-owned enterprise managed by the central government of China. Established in Hong Kong in May, 1983. The State Council Guofa [1983] No.89 approved the Articles of Association of China Everbright Group. Obviously, China Everbright Group is a ministerial company directly under the State Council. The Group is now a super-large state-owned enterprise group focusing on banking, securities, insurance, investment management and other financial services.
The Group has 6 wholly-owned enterprises, 2 holding enterprises, 7 shareholding enterprises and 65,438+0 joint ventures in China, including China Everbright Bank, Everbright Securities Co., Ltd., Everbright Life Insurance Company and China Everbright Investment Management Company. In Hong Kong, there are two listed companies, namely Everbright Holdings and Everbright International, 37 wholly-owned companies and 12 joint ventures and associates.
If you don't understand the rules of reduction and exemption, you will lose a lot.
The charging standard of annual credit card fee is the most important information that cardholders need to pay attention to when choosing to apply for a credit card. If ignored, it is easy to miss the opportunity of annual fee reduction. If you want to apply for a credit card of China Everbright Bank, let's take a look at the annual fee standard of China Everbright Bank's credit card and how to reduce the annual fee.
I. China Everbright Bank Credit Card Annual Fee Standard
1. Annual fee for Puka: 80 yuan as the main card and 40 yuan as the auxiliary card;
2. Gold card annual fee: 200 yuan as the main card and 80 yuan as the supplementary card;
3. Annual fee for titanium card: 300 yuan as the main card and 300 yuan as the supplementary card;
4. Platinum card annual fee: 2,000 yuan/year for the main card and 0/1,000 yuan/year for the auxiliary card;
5. Annual fee of diamond card (Zunshang card): 2,500 yuan/year for the main card and 0/.500 yuan/year for the auxiliary card;
6. Unlimited card annual fee: 5,000 yuan/year for the main card and 2,500 yuan/year for the auxiliary card;
7. Annual fee for UnionPay Golf Gold Card, Ruyi Sambo Credit Card, Fu Credit Card, Fu Credit Card Gold Card and Green Zero Carbon Credit Card: each set of 200 yuan per year;
8. Annual fee of football card: 150 yuan/year per set;
9.DIY card annual fee: 80 yuan/card/year;
10. Annual fee for platinum card of regional characteristic co-branded card: 500,000-6,543.8 million yuan, 680 yuan/year; 1-300,000 yuan/year; 300,000-500,000 RMB/year; More than 500,000 yuan, 3,500 yuan/year;
1 1. Annual fee of unit card: 2000 yuan/year.
2. China Everbright Bank's credit card is free of annual fee.
1. Capka and gold cards of big banks are free of annual fees in the first year, and they can be exempted from annual fees as long as they are swiped three times in the following year. Football card sets and focaca sets can be exempted from annual fees as long as they are brushed three times.
2. In March 2004 1, 2065438, all cardholders who have successfully applied and been approved can reduce the annual fee for the first year. For the platinum credit card applied for on March 20 14 1 day, the annual fee for the following year can be reduced if the cardholder spends over 50,000 RMB in any billing year; For platinum credit cards applied after March 20 14 1, the principal cardholder can spend 12 times in any billing year, and the annual fee for the following year can be reduced or redeemed with 60,000 credit card points.
How to waive the annual fee for Everbright Platinum Card 1 188?
The annual fee of China Everbright Credit Card 1 188 yuan can be deducted by points. According to the credit card regulations of China Everbright Bank, before 202 1, 12, 3 1, the annual fee of Platinum Card will be charged at 1 188 yuan/year, which can deduct 500 yuan and 654.38 million points, and directly deduct 200,000 points in the following year. When deducting money, you can call the customer service phone of Everbright Credit Card, transfer to manual customer service, and apply to the customer for points to deduct the annual fee.
If Everbright Credit Card needs to charge an annual fee of 1 188 yuan, it means that this credit card is a platinum credit card of most banks, and only platinum cards will charge an annual fee of1/88 yuan. It should be noted that if the cardholder does not have enough points to deduct the annual fee, the annual fee will be deducted directly from the credit card limit.
1. There are many kinds of credit cards in China Everbright Bank.
1. Sunshine Business Travel Platinum Card;
2. Golf Platinum Card;
3. Platinum card jointly signed by airlines and passengers;
4.Ulumujiwo Everbright Card Platinum Card;
5. Shanghai Everbright UnionPay Classical Music Theme ic Platinum Card;
6. Changchun Pacific Insurance Co-branded Platinum Card;
7. Changchun Yanji Department Store Joint Deposit and Loan Integrated IC Platinum Card;
8. Chengdu Everbright Baozhong Tourism Joint Border Platinum Card;
9. Changchun Tourism World Joint Deposit and Loan Integrated IC Platinum Card;
10. Xiamen Chunhui Tourism Co-branded Credit Card Platinum Card;
1 1.5 1 Buy a joint platinum card;
12. Dalian Pratt & Whitney Tourism IC Platinum Card;
13. Smart business credit card;
14. UnionPay multi-currency platinum card;
15. Yanhuang Platinum Card;
16. Lehuijin quasi-credit card, etc.
Most of the above are platinum cards for joint cooperation. The specific characteristics and benefits are related to the cooperative company. The cooperation between banks and companies is a win-win relationship. You can look at the characteristics of each card and choose what you want to do.
Secondly, there is an IC platinum card, so what are the benefits of this card?
1. The annual fee is relatively high, but you can exchange points for annual fees.
2. The points obtained are double, and there are activities such as giving away points on cardholders' birthdays or special festivals.
3. Enjoy the VIP reception hall at the airport.
4. You can enjoy automobile road rescue service.
5. You can enjoy travel accident insurance by spending 80% of your travel expenses or travel expenses with a platinum card.
6. You can enjoy the preferential subscription service of designated golf courses.
Platinum card belongs to high-end business, which is generally characterized by special plane access, exclusive rest area, cooperation with professional hospitals, and cooperation with some leisure places, such as golf courses. The disadvantage is that if the consumption does not meet the requirements of the joint card, the annual fee will be generated, which is also relatively high, ranging from 300 to 3000.
Extended data
China everbright bank platinum card application conditions:
1. Anyone who has reached the age of 18;
2. Have full capacity for civil conduct and a legal and stable source of income;
3. Individuals with good credit can apply to the bank's card issuer with their valid identity documents.
How much is the annual credit card fee of China Everbright Bank?
Primary card of Puka: 80 yuan/year/card, secondary card, 40 yuan/year/card.
Gold card main card: 200 yuan/year/card, auxiliary card, 80 yuan/year/card.
Standard platinum card: 2000 yuan/year/card, 1000 yuan/year/card.
Premium Platinum Card: 3,600 yuan/year/card for the main card and 0/800 yuan/year/card for the auxiliary card.
Extended data:
China Everbright Bank's annual fee collection rules for ordinary cards, gold cards, titanium cards and platinum cards are as follows:
1. Annual fee for the first year: the card is verified successfully, and the annual fee for the first year is exempted.
2. Annual fee for the next year: within one year after the card is successfully verified, the annual fee for the next year will be exempted if the ordinary card or gold card are spent three times or the accumulated amount exceeds 2,000 yuan. Gold card and elite platinum card can be exempted from the annual fee for the following year after spending 6 times.
3. The following year refers to the second year after the card is verified, and one year refers to the twelve billing months before the annual fee collection date of the following year.
4. If the card is not activated, there will be no annual fee.
5.2065438+Customers who applied for BDUCK Little Yellow Duck Credit Card and our Naked Bear Credit Card before September 2008 are not entitled to annual fee exemption within the validity period of the cards, and the annual fee is 200 yuan/year/card.