1, nursing insurance
If the insured loses the ability of daily living from the effective date of this Contract 180 days later, due to accidental injury or other reasons other than accidental injury, and it lasts until the end of the observation period (if the insured is under 6 years old at the end of the observation period, it must last until the insured reaches 6 years old), the company will pay the nursing insurance money as follows:
1) If the end date of the observation period is before the policy anniversary date corresponding to the age of 70, after the end of the observation period, the company will pay the nursing insurance premium according to the sum of the account value and the basic insurance amount on the day after the end date of the observation period, and the contract will be terminated;
2) If the end date of the observation period is later than the policy anniversary date corresponding to the age of 70 (inclusive), after the end of the observation period, the Company will pay the nursing insurance premium according to the sum of the account value of the policy anniversary date corresponding to the age of 70 and the basic insurance amount, but deduct the received pension insurance premium.
2. Sickness and death insurance premium
If the insured dies for reasons other than accidental injury after the effective date of this contract 180, the Company will pay the sickness death insurance premium according to the sum of the account value and the basic insurance amount on the date of death, and the effectiveness of this contract will be terminated.
3. Elderly care insurance
If the insured survives to the policy anniversary corresponding to the insured's 70th birthday, this contract is still valid, and the Company will pay the elderly care insurance premium according to the account value of the policy anniversary corresponding to the insured's 70th birthday, and the effectiveness of this contract will be terminated.