sub-clinical disease
The insured, that is, the insured exempted from this contract, suffers from mild diseases defined in this contract after the waiting period and is diagnosed by the hospital for the first time. From the date of diagnosis of mild diseases, the insurance benefits in each period of this contract are exempted. The exempted insurance premium is the insurance premium you have already paid, and this contract is terminated.
Major disease
The insured, that is, the insured exempted from this contract, suffers from a major disease defined in this contract after the waiting period and the first diagnosis in the hospital, and we will exempt the insurance premium of this exemption contract after the date of diagnosis of this major disease. The exempted insurance premium is the insurance premium you have already paid, and this contract is terminated.
High disability
The insured, that is, the insured exempted from the contract, has a high disability as defined in this contract after the waiting period, and we will waive the insurance premium for each period of the exempted contract after the high disability date. We regard the exempted insurance premium as the insurance premium you have paid, and this contract is terminated. ?
die
The insured, that is, the insured exempted from the contract, dies after the waiting period, and we will not be cleared after our own death.
Insurance premium is exempted during the contract period. We regard the exempted insurance premium as the insurance premium you have paid, and this contract is terminated.
The exemption contract is stated in the insurance policy.
After the insurance premium exemption begins, we will no longer accept the application for changing the payment method of the exempted contract insurance premium.
Extended data:
Taikang Health-related Exemption Insurance Rules for Sickness Insurance:
1. Insurance age (the age of the insured under the exempted insurance contract): 18 years old (inclusive) -68 years old (inclusive), and the payment due age shall not exceed 69 years old.
2. Restricted purchase: only when the insured under the exemption insurance contract is different from the insured.
Three. Insurance period: "Exempt the payment period of insurance contract-1" years.
4. Payment period: the same as the insurance period.
5. Payment frequency: annual payment.
Calculation of risk coverage of intransitive verbs: the annual premium of the exempted contract of the insured × (the payment period of the exempted insurance contract is-1)×0.5 is included in the life insurance coverage of the insured and the critical illness insurance coverage is paid in advance.
7. Occupational health requirements: occupational scope 1-6, and refusal of insurance is not accepted; When the extra mortality rate is greater than 150%, the insurance is refused.
Taikang Life Insurance-Taikang Healthy Partner Free of Premium and Sickness Insurance