What is medical insurance for urban residents?

Urban residents' medical insurance is a medical insurance system with urban minors and unemployed residents who have not participated in urban workers' medical insurance as the main participants.

It is an important measure for the CPC Central Committee and the State Council to further solve the medical security problems of the broad masses of people and continuously improve the medical security system after implementing the basic medical insurance system for urban workers and the new rural cooperative medical system. Mainly to make institutional arrangements for medical insurance for urban non-employed residents. The appearance of this system is of great significance in the process of social insurance system reform in China, which points out the direction for the reform of social insurance system in China.

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Implementation case of medical insurance for urban residents

Starting from 20 15, the new standard will also be implemented for the individual contribution of basic medical insurance for urban residents in Beijing. This is the first time since 20 1 1 that Beijing has raised the individual payment standard of medical insurance for urban residents.

Among them, the individual payment standard for students and children is adjusted from 100 yuan per person per year to 160 yuan per person per year; The elderly in cities and towns are adjusted from 300 yuan to 360 yuan per person per year. Unemployed residents are adjusted from 600 yuan to 660 yuan per person per year, and unemployed disabled residents and 7- 10 disabled soldiers are adjusted from 300 yuan to 360 yuan per person per year.

In 20 15 years, the payment time for urban residents' medical insurance is from September 20 14 to the end of165438+10. Insured residents should go through the insurance formalities in time according to the new standards, and fully prepare the insurance payment funds.

At present, the reimbursement policy for residents' medical insurance outpatient service requires continuous participation 1 year or more. If you don't go through the formalities of insurance payment on time, your payment may be cut off, which will affect the outpatient reimbursement of the insured person next year.

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