Many friends have come to consult their senior sister. Is this product really cost-effective? Is it worth insuring?
Today, Senior Sister will evaluate this product and see if it is good!
But before we get to the point, you'd better know the difference between medical insurance and other types of insurance:
What's the difference between medical insurance, critical illness insurance, accident insurance and life insurance? 》
First, the 2022 edition of Love Health Million Medical Insurance is open!
The rules are the same. Let's take a look at the product protection chart of the 2022 edition of Aikang Million Medical Insurance:
In order to save friends' precious time, senior sister skipped the nonsense link and went directly to the analysis link that everyone expected!
1. The insured age range is wide.
The insured age of the 2022 edition of Love Health Million Medical Insurance is 28 days after birth-100 years old, with a wide range.
At present, both newborn babies and elderly people in their 80s and 90s are eligible for insurance.
Compared with the medical insurance with the highest insured age of only 60/65, the 2022 version of Love Health Million Medical Insurance is really satisfactory in terms of age limit.
2. Proton heavy ions are optional to ensure intimacy.
Proton heavy ion is a kind of radiotherapy technology and the most powerful radiotherapy technology in the world at present. However, the treatment cost required by this technology is relatively expensive, and ordinary working families may be under greater pressure.
Fortunately, the 2022 version of Love Health Million Medical Insurance has set up an optional guarantee for proton heavy ions, which gives boys a chance to add a guarantee.
Moreover, the reimbursement rate of this guarantee is set at 100%, and I am very willing.
3. Short waiting time
The 2022 edition of Love Health Million Medical Insurance only sets a waiting period of 30 days, which is at a relatively good level in the waiting period of medical insurance.
After all, the waiting period of some medical insurance products on the market is as long as 90 days. In contrast, the 2022 version of Love Health Million Medical Insurance is obviously more distinctive.
For more information about the waiting period, interested parties can look at the following dry goods:
"The insurance company will not lose money during the waiting period? If you don't understand, you will suffer a big loss! 》
Second, is the 2022 version of Love Health Million Medical Insurance worth starting with?
On the whole, the 2022 version of Love Health Million Medical Insurance has a high overall cost performance. Although the age range is wide, it provides optional protection of proton heavy ions and the waiting period is short, but it does not guarantee renewal. Friends who care about this should pay attention. Senior sister suggested that everyone should look at other products first and shop around before insuring!
Finally, the seniors prepared a pit prevention strategy for everyone to buy insurance, so that everyone can try to avoid some pits on the way to insurance:
What kind of insurance is better? I will teach you to avoid these insurance pits with my hands.
Write it at the end
I am an expert in insurance, focusing on objective, professional and neutral insurance evaluation;
If the above content has not solved your problem, you can also come to the official account of WeChat to learn to bully and say that insurance consulting me;
I give you the most professional advice based on many years of experience in configuring insurance for 10W+ families.
WeChat official account: Xueba said that insurance costs less, buy the right insurance!