A friend asked my senior that some products of Sunshine Insurance are very good, but unlike China Ping An, which is a big brand, some people are uneasy. Should we choose insurance according to the size of the company? I don't think it's necessary.
Today, Senior Sister will see which is stronger and more reliable, Sunshine Insurance or China Ping An Insurance? The product is more powerful?
1. How about Sunshine Insurance Company?
Sunshine Insurance was born in 2005 with a registered capital of 310.80 billion yuan. Since its establishment five years ago, it has become one of the top 500 Chinese enterprises and the top 0/000 enterprises in China. After more than ten years of intensive cultivation, it has become a new force in China's financial sector. Since its establishment, Sunshine Insurance has assumed the social responsibility of financial and insurance enterprises in a series of major events. Since 65438+2006, it has undertaken a lot of social risks, exceeding 2,780 trillion yuan, paying 226 billion yuan and paying 58 billion yuan in taxes, providing insurance protection for 432 million customers and investing a lot in various charities, exceeding 500 million yuan. It has also participated in and invested in many key projects such as Fengyun-2 satellite project and Asia-Pacific No.6 communication satellite project, which has been recognized and trusted by many users.
Think it's not enough to understand sunshine insurance just by looking at these data? Then, you can click on this article to learn more:
How about Sunshine Insurance Company? Is the product worth buying? The most comprehensive evaluation of the whole network! 》
2. What about China Ping An Insurance Company?
China Ping An was formally established in 1988, and it is also one of the three comprehensive financial groups in China. China Ping An is also one of the personal financial life service groups with the most comprehensive financial license and the widest business scope in China. Up to now, the group's total assets are not less than 65,438+00 trillion yuan, making it the largest insurance group in the world. It has been selected as one of the top 500 global brands, the top 500 Chinese enterprises and the Fortune Global 500 for many times. At present, the company has subsidiaries such as China Insurance Ping An Life Insurance Company of China, Ping An Property Insurance, Ping An Pension Insurance and Ping An Health Insurance. The company currently deals in life insurance, property insurance, endowment insurance, health insurance and other products. China Ping An is committed to becoming an outstanding international personal financial life service group. The vision is to create a "professional and simpler life" brand experience for customers, provide customers with a "worry-free, time-saving and money-saving" financial life, realize high-quality sustainable development, and provide long-term and stable value returns for shareholders.
These are just the data and honors provided by Ping An Insurance itself. If you want to see what good products Ping An has, please read this article:
How about China Ping An Life Insurance Company of China Insurance Company? What products are there? Which ones are good? What problems are worthy of in-depth analysis? 》
3. Sunshine Insurance Company vs China Ping An Insurance Company, who is the real C position?
1, company background comparison
In 2005, Sunshine Insurance was formally established with a registered capital of 365.438+0.8 billion yuan. Up to now, * * * has provided insurance protection for 432 million customers.
China Ping An was founded in 1988, and it is also one of the three comprehensive financial groups in China. Up to now, the group's total assets are not less than 10 trillion yuan, making it the largest insurance group in the world.
From this perspective, China Ping An and Sunshine Insurance have a longer history and stronger economic strength.
2. Solvency competition
Due to the limited space of many subsidiaries of Sunshine Insurance, Senior Sister only selected the solvency figures of Sunshine Life Insurance for everyone to show: in 2022 1 quarter, the core solvency adequacy ratio was 126.92% and the comprehensive solvency adequacy ratio was 18 1.77%.
Because there are many subsidiaries in China Ping 'an, Senior Sister chose only one to tell you something, such as the solvency value of Ping An Life Insurance Company of China Insurance Company in China in 2022 1 quarter: core solvency adequacy ratio 142.48%, and comprehensive solvency adequacy ratio 25 1.27%.
The solvency compliance line stipulated by the CBRC is that the core solvency adequacy ratio is not less than 50%; The comprehensive solvency adequacy ratio is not less than 100%.
Therefore, the solvency of Sunshine Insurance and China Ping An Insurance is up to standard and relatively reliable.
3. Comparison of superior insurance types
The excellent types of sunshine insurance include health insurance and life insurance. , such as I-insurance series Internet term life insurance, love health series Internet million medical insurance, wheat full-time life insurance, love full-time Internet critical illness insurance, etc.
Life insurance, health insurance, accident insurance, etc. They are all advantages of China Ping 'an, such as orange care series adult accident insurance, E life insurance series medical insurance, Shi Sheng series whole life insurance, E life insurance series critical illness insurance, etc. It is impossible to know the product guarantee of this insurance company in detail just by looking at the superior types of insurance. Ping An's products are abundant. The following article is about how to make a fortune with e? Take critical illness insurance as an example to see if the product value of Ping An Insurance is worth insuring:
"Peace E gives birth to happiness? Critical illness insurance is cheap and good? Read this article! 》
In a word, China Ping An is better than Sunshine Insurance. However, we should pay close attention to the content of product protection, and look at it. When risks come, whether we can be protected from more risks is relatively secondary.
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