Union Life is committed to providing people with life insurance products and services with humanistic care. The company has developed a complete product system covering traditional long-term life insurance, dividend insurance, critical illness insurance and short-term insurance products. Union Life has the leading centralized backup operation system in the industry, and each policy of the company can be guaranteed by the head office 24 hours a day, fully protecting the rights and interests of customers. Union Life is the first in the industry to put forward the service measure of "Union Life is not difficult to settle claims", which has won wide acclaim both inside and outside the industry. In active exploration and practice, Union Life put forward the slogan of "it is not difficult to settle claims" and launched six special services such as "deferred payment of interest", which was the first in China and created a number of industry records in products and services.
At present, Union Life mainly promotes two types of life insurance products: critical illness insurance and medical insurance.
critical illness insurance
Let's take a look at the advantages of He Zhong Life's Duoduobao product: wide coverage area: currently, it supports coverage in 27 provinces and cities, such as Beishangguang, Sichuan and Chongqing. If you are very concerned about local service organizations, you can consider it. However, this product has many shortcomings: 1, and the occupational scope is not wide: it only covers 1-2 occupations. Aerial work, criminal police, firefighters, etc. Can't insure. 2. Insurance restrictions: the maximum amount of insurance for housewives is 200,000, and the maximum amount of insurance for students aged 65,438+08 and above is 300,000. Unemployed, laid-off and freelancers cannot be insured. 3. Insufficient minor illness protection: lack of atypical myocardial infarction and coronary intervention therapy, only minimally invasive coronary artery bypass grafting is guaranteed. Generally speaking, although the cost performance is not the highest, if you care,
Similarly, let's take a look at the Zhongkang medical insurance promoted in He Zhong. This kind of medical insurance has advantages and disadvantages: the advantages are: 1, including hospitalization and cancer medical insurance, and hospitalization allowance for malignant tumors. 2. The renewal conditions are relatively good, and the renewal is guaranteed within 3 years, and there is no need to review the follow-up insurance for 3 years, even if the health status changes or claims are made. Disadvantages: 1 In terms of security, compared with the conventional million-dollar medical insurance, this kind of medical insurance lacks the guarantee of outpatient surgery, and the expenses of general hospitalization and cancer hospitalization can only be reimbursed within 180 days; 2. In terms of value-added services, there are no services such as green channel for medical treatment and advance payment of medical expenses. If there are large medical expenses, it will be more practical if there are value-added services such as hospitalization advance payment. Generally speaking, if you want to insure millions of medical insurance, you can choose a product with more comprehensive protection and longer guarantee renewal period compared with other similar products on the market.