How much did you save? How much is enough? Of course, there can also be unexpected wealth or unexpected wealth, except ordinary people. Even if they have a job, how much money can they save in their lifetime?
Also, how many life events will there be from marriage to old age? Get married, have children, go to kindergarten, primary school, middle school and college, not to mention the usual human relations between relatives and friends: wedding banquet, doll wine, school banquet, military banquet, birthday banquet, weddings and funerals of seven aunts and eight aunts?
What's more, if a family member is unfortunately sick, one person is sick and the whole family is poor. It was not yesterday that old friends came to pay New Year greetings. He talked about his sister's broken leg in the shower and found out the advanced stage of lung cancer in the film. All three sons are filial, but they can't afford to spend more money.
I had an operation for more than 30,000 yuan, and I took targeted imported drugs for treating lung cancer, 28 tablets for more than 50,000 yuan a month. In a few months, I not only spent my sister's savings of 65,438+10,000 yuan, but also spent the private money of my three sons. Now I am already stretched. ……
Therefore, I want to say to the topic that everyone knows how to save money, especially for the elderly, but we are not going to stop by, making money like catching ghosts and spending money like running water. Everyone wants to save money for the elderly, but most of the money bags are leaking, and they can't be saved. (Laughter)
So advise the subject, don't regret it, use more, spend less, and live one day at a time! Don't you think?
Saving a lot of money is a miser! Fool! When people are old, money is absolutely impossible! When you are still active, you should accumulate health and morality! The most important thing is to save love and be a respectable old man! When you are old and can't move, someone will care! If a person doesn't respect the old man and is sharp and mean, so that everyone around him hates him, no one will respect him even if he has money! Nowadays, really caring for an old man is not for money! The old man wants to buy a happy old age with money. What an idiot!
How to treat "many people find their real regret when they are old: they have not saved more money for themselves"? . Not surprisingly, most people over the age of 70 and 80 are the generation who joined the work in the 1950s and 1960s and retired around the beginning of this century. The stage of their production and work is precisely the period of rapid development of the country. The state practices high accumulation and low wages. Most of the wages are around thirty or forty yuan, and the highest is only seventy or eighty yuan. Of course, compared with before liberation, this is a world of difference. Although a little bitter, I feel very comfortable and my life is guaranteed. Although most of them have to support their families, food and clothing and moderate improvement are not a problem. Although life is carefree, most of them are "moonlight clan". What savings should we use? .
By the end of last century, the state had carried out enterprise restructuring, and laid-off workers and unemployed people were a group. Don't mention bringing home the bacon, it's almost a problem for individuals to eat? . I try my best to make money, but I must be over fifty. I quit my familiar job. If you are a stranger, you have to learn from scratch, set up a stall and do some small business, but the money you earn is only enough to eat. Who doesn't want to save more money, but they don't live up to expectations, only themselves to blame. The sun flies, and in the blink of an eye, I retired in the blink of an eye. Only a few hundred dollars a month, only enough for my own consumption. How easy is it to save money? .
Now if you are really old, you have to take medicine besides eating, but taking medicine is more expensive than eating, so it is more difficult and meaningless to save money. Relax, there are no regrets, tomorrow is tomorrow. Earn every day while you are alive. Money is a thing outside your body. You can't take it with you when you are alive, and you can't take it with you when you are dead. Happy is good, that is, rich, rich as an enemy, and poor is no different, the result is a pile of loess, close your eyes, what is your state?
False proposition!
A laid-off worker (worker), who has no good survival skills, does some uncertain odd jobs and earns more than 2,000 yuan a month. He has to maintain his daily living expenses and save money for his children to go to college. He only needs to drink boiled water to survive and give all the money he has saved to his children. How to save more money for yourself?
Farmers who cultivate fields each own an acre of land. By growing rice, peanuts and vegetables, he can't earn much money all the year round, but he usually has to scrimp and save some money for his children to go to college. If he doesn't have enough money, he has to borrow money from relatives to let his children finish their studies. How to save more money for yourself?
You think these people are stupid. In fact, these people have poor living conditions and low family income. They can't save some private money for themselves. While ensuring the daily expenses of the family, they spent all the money they saved on their children's college education. What I really regret is that those young people who have come out to work and are married will not be grateful and filial to their parents.
No matter how rich the material wealth is, there will be regrets, hating the lack of money and never being satisfied, which also reflects the true portrayal and psychological activities of some elderly people. In fact, contentment is always happy, and the majority of elderly friends still have to let nature take its course, and contentment is always happy. It is better to be healthy than to be unable to keep up with money. Living well is better than anything, more valuable than anything.
People are alive, but money is gone. Money is really not enough. I never thought I had enough money. When you are old, you regret not having enough money, which is the same as remembering to go to the hospital when you are sick. However, even if you go to the hospital, you still have to face two major problems: first, if you have money, even if you have medical insurance, you can only register first, then queue up for diagnosis and then buy medicine. If you are seriously ill, you must pay the hospitalization fee first, and then wait for medical insurance reimbursement after discharge; Second, you have to take a chance and see if you can cure it. There is a certain probability.
As the saying goes, books hate less when they are used, so they can only cram for the Buddha's feet temporarily; Sharpen a gun when you are cold, and you will shine if you are unhappy. It's just that this is an expedient measure and a contingency plan, and it can't solve the big problem.
So, do ordinary people really regret it only when they have no money? Is there any prescient way to make money, regardless of age or principal?
Health+investment.
You see, my screen name is the answer, and a whole set of solutions are ready for friends who need it today, tomorrow and the day after tomorrow.
Is it amazing? ! ! !
That is, I believe that stupid birds fly first, and I study, practice, summarize, revise and improve the systematic knowledge first.
First, health.
When it comes to health care, friends are likely to be preconceived and have many opinions and misunderstandings. For example, medical care is the privilege and patent of the rich. What do we ordinary people talk about? I can't even afford a gym membership card, let alone a personal trainer. Besides, I don't have much time to exercise every day. Keeping healthy is a matter for young people. When I am old, I can't pull the horizontal bar in the fitness bar, and my muscles are gone.
In fact, what I share is the daily health care suitable for our people.
Decompose and refine the items and contents that need to be completed in daily health care, and do everything possible to complete the idle, parallel, cross, door-crossing and waiting time periods in daily life and work.
Some people say that youth is the reality of youth, the state of mind in middle age and the state of mind and dreams after middle age.
Living as an ordinary person, you can keep a young mind and dreams through daily life.
That money is not enough. So how can we live and make money?
Second, investment.
1, make a little investment.
Only by making money work can we achieve a virtuous circle in Qian Shengqian. This requires a little investment.
In my opinion, it is a better choice to invest in index funds in the stock market or rare stocks with long-term high growth trend and undervalued value.
2. Accumulate the principal as soon as possible.
Since you know and decide to invest in financial management, you need to accumulate principal.
Pay attention to @ healthy investment, fly over the stock market for a long time, be healthy and happy every day, underestimate the trend price, and make a steady profit from investment (personal opinion, for communication only, invest accordingly at your own risk)
Money is an external thing, everyone wants to earn more, and people's abilities are large and small, and they can do what they can. Time is money. I don't think money can buy time and sincerity. People's life expectancy is getting older. You may delay, but time will not. They lost their cool and became indifferent. Money can't determine happiness, but happiness is very important.
Many people are old and have many realistic regrets, not only saving more money, but also not having a good health. No matter how much money they save, their old age is uncomfortable. Without children, no matter how much money you save, you won't feel happy in your later years. To say that the real regret of the elderly is that they have lived for their families and children all their lives, but they have not lived for themselves when they are old. People who love dare not love, restrain their feelings, husband and wife make do, think of the elderly all their lives, think of their families and children, always afraid of being sorry for others, and most sorry for themselves. The old man's greatest regret is that he didn't give birth to an excellent child. Raising children is not as good as me. What's the use of more money Raising children is better than me. I will have them in my life. Unfortunately, when I was young, I worked too hard and didn't care about my health. Now that children are rich, they are sick when they are old, and there is no happiness.
Everyone has a different outlook on life. Money is very important to everyone. People can't live without money, and life and money are equally important.
We are retired now, and we live to make money. If there is no burden at home and we are still in good health, we will invest in ourselves. Spend money and enjoy.
How much money you save when you are old is spent on yourself, and what you can't spend is waste paper. Having a healthy body is more important than anything else. Don't leave regrets for yourself when you are old.