When I told you about Healthy Worry-Free C, I said that Healthy Worry-Free C can only be insured by itself, that is, between husband and wife, one of them can't buy it for the other. Between parents and children, it is not a substitute for buying. The upgraded version of Health Insurance C 1 perfectly solves this problem, which not only can insure each other, but also has a very eye-catching functional premium exemption.
Let me give you an example. Suppose it's Lao Wang and his wife. Lao Wang insured his wife for a healthy and worry-free C 1 and paid for it for three years. Lao Wang died suddenly and unexpectedly, so Lao Wang didn't have to pay for the insurance he bought for his wife. The immunity took effect. The insurance company acquiesced that the insurance had been paid and his wife's protection would not change. This kind of immunity is a good embodiment of humanistic care here.
Besides these, the coverage of health care C 1 has also greatly increased. Health care C original insurance diseases, 15 kinds of mild diseases and 60 kinds of major diseases, were upgraded to 35 kinds of mild diseases and 85 kinds of severe diseases, and the total security 120 kinds basically covered the vast majority of problems that we might encounter in our lives. When Health Care C 1 was first listed, it was only covered by these main insurances. At present, health care C 1 can also be attached with specific cardiovascular and cerebrovascular diseases, ensuring more. In terms of insurance payment, 35 kinds of mild diseases will pay 20% of the insurance premium in advance, and mild diseases will pay up to three times without affecting the total insurance premium. 85 kinds of serious diseases can be fully insured once they are diagnosed. In addition, there are six specific diseases, including bone cancer, brain cancer, pancreatic cancer, leukemia, major organ transplantation or hematopoietic stem cell transplantation, and coronary artery bypass grafting. If the insured suffers from any of these six specific basic diseases, the insurance company will pay an extra 20% of the insured amount, which means an extra 20% on the basis of the original insured amount.
Finally, I want to mention a bright spot. Within 0/0 years after the insurance comes into effect, if the insured dies or suffers from serious illness, the insurance company will also pay 20% of the insured amount. If there is no danger within 10 years, the follow-up guarantee will be restored to what we said before, and will not be reduced or eliminated.