Buying a house is a very important thing in life, and each person's each stage is different, may care about different points, it is difficult to one-step, personal advice:
First, many people's first house should be a wedding house, the marriage needs a house, a car, a bride price, a wedding, the economy may be more nervous, buy a house is inexperienced,, it is recommended that according to the budget to make a decision, the first house should be a wedding house, a house, a car, a bride price, a wedding. In addition to the surrounding traffic, supporting hospitals, schools can basically
Second, wait until there are children, may not be enough to live in the second house, may be the school in general, the need for replacement, after living in the first set of their own personal experience, a lot of issues will be clearer, mainly to look at the side of the pad:
1, the school district;
2, the area and the type of household (whether all facing the south or the north and south);
2, the area and the type of household (whether all facing the south or the north and south).
3, the neighborhood green environment and the level of residents;
4, the property status and parking situation;
5, whether there is an elevator;
6, the location of the district (not by the road, the district's central location is better)
Of course, the more money in place in all aspects of the spot, a little bit of their own advice, please smile!
The matter of buying a house is very complicated, buy the right TA can also have to act as a certain investment properties to help you make money, buy the wrong hundreds of thousands of dollars of loss of money possibility is also not in the words.
My family belongs to the "nomadic", the so-called nomadic meaning is in double quotes, the family from the grandparents began to turn around in the South, "traveling around", but also for the house tossed a lot of things.
However, people of different ages, and different regions, different purchase goals of people to buy a house is not the same point of demand, I based on my own and my father's experience, roughly divided into two categories of demand, I do not know which you belong to, for your reference.
And the age of 30 years old, before the age of 30, single or ready to get married, the purchase of pre-marital property type.
Young people to buy a house purpose, basically investment and financial attributes, in the feeling that "housing prices will rise" in the case and then buy a house behavior, then this kind of buy a house purpose to consider the main > > >
1, whether there is a rise in the planning of the new urban areas
There are many reasons that affect the rate of increase in housing prices, and besides, from 2017 onwards, housing prices in most parts of China have not risen. Why go up,, but also up not up here will not expand the elaboration. But if in the case of buying a house want to go up. Consider your question "neighborhood support" is to be considered, but this neighborhood support is the future of the support. For example, the future of the new main road, the new subway entrance, will usher in the price increase, the new city supporting.
Domestic real estate rent to sale ratio is very low, about 3% or so, if in the case of housing prices do not rise only rented, most of the city to invest in rental housing is not as good as to buy bank finance.
2, how is the rent-sale ratio
But the new first-tier cities, there are some lots, pick a good, start time point right, rent-sale ratio is also about 20 years to return to the capital; for example, Changsha suburb, in 2018 around 5000 7000 house prices, even if it is a 7000 a square meter/100 sq ft of three rooms, the total price is not high 700000 yuan. But Changsha as the capital city has a very large floating population, the rental market is very large, the average 3 room rent is around 2500 yuan, according to the rent to sale ratio 24 years back to the capital, the rent to sale ratio is around 4%, not too high not too low.
3, ready to give the child excessive kindergarten or primary
In the kindergarten period, the elementary school period; is not yet the time period of the differentiation of academic performance, the important thing is the junior high school, so this time period to consider the school district only need to be done to "have a school" on the can.
Anyone under the age of 30 who buys a home for investment purposes is in the minority, just to name a few.
This second category of talent is the army of buyers, that is, just set up a family, or already set up a family, ready to give the child elementary school, junior high school
1, the school district
For this category of people, the "degree of housing" is very important. Very important. Especially in the first and second tier cities of the middle class, is the parents crowded head to consider the purchase demand.
The concept of degree, each regional policy is not the same, not to expand one by one pull.
2, the convenience of life;
This category of people with families to consider most of the improvement of real estate, the surrounding convenience is very important, so generally consider the mature community; this is the first category of people investment-type selection needs is reversed;
If the family cooks, the elderly live with the market close to more important;
If the family, the elderly live with the market.
The family at work, this side of the traffic how, this is the scope of this category of people to consider; but these are auxiliary considerations, this age group of families are generally a mirror with a car, go out more convenient; after all, the child's "degree" is the priority condition ah
After confirming the needs of the The house structure needs to be understood; buying a building with a different structure will have an impact on the comfort of your future residence.
There are three types of building structures: towers, slabs, and slab-tower combinations.
Slab floor: the biggest feature is that each home can be connected to the north and south, before and after the permeability without any obstruction, whether it is the sun or the breeze can easily slap you in the face. A floor of 4 households, this floor from the plane structure is a rectangle.
Tower: generally more than four households *** with around or around a group of public *** vertical traffic formation of the building plane, in human terms is a floor at least four or five households, the middle is the elevator, the four or five households around the elevator distribution. To put it bluntly, the kind of two-staircase five households, or three-staircase N households are tower. Those houses I do not see, in the South, not through the house humidity up to make you doubt life.
Board tower combination: as the name suggests, the combination of the two types of households. The board structure of the house type is generally located in the two ends of the unit, or the most center, and for large households; sacrifice small households to do the tower.
This combination of plate and tower, you buy a large home can enjoy the comfort. Smaller homes may suffer, bad lighting, leaning back and so on are likely to encounter.
A few words of advice for home buyers in "other" cities
What is "other" cities?
Strictly speaking, in addition to the north of Guangzhou and Shenzhen, all of the country's provincial capitals, regional sub-centers, economic zones and municipal cities are among them. Because, the economic growth of these cities again strong, in the belonging again favored, in the local blood-sucking ability again invincible ，，，，， but can not change a fact: China's development thanks to the advancement of globalization, China's cities in the globalization of the beneficiaries and bridges is the north on the Guangzhou and Shenzhen.
1, don't believe in your city's planned CBD!
Office buildings can be super high, super 5A, but, your city not many people need to use the office building "writing".
Most of the local tycoons are from the city, and they really need to pretend to be foreign, they will build their own big houses and clubs.
The most powerful local centralized state-owned enterprises have their own mansions, compounds, and buildings, and they don't have time to take care of Grade A office buildings.
Most of the local foreign companies and joint ventures have office buildings in development zones and industrial parks, so they don't waste their resources in the CBD.
The question is, who is pretending to be in the CBD of the "other city"?
1, insurance agencies, 2, online lending companies, 3, debt collection companies, 4, network decoration companies, 5, education and training institutions, 6, Internet start-ups, 7, marketing organizations under various names, 8, marriage agencies, 9, law firms, 10, a liquor brand office, 11, an investment and financial consulting company, 12, a lactic acid beverage division, 13, hair salons, 14, beauty salons, 15, net red. "ah 。。。。。
Unless foreign-funded enterprises piled up or the world's top 500 continue to settle, I advise you not to be good wishes and beautiful plans to deceive the eyes, to buy what the concept of the CBD housing, to do what high rent, high return big head dream!
2, do not believe that your city keeps on horse, keep expanding, keep changing the address of the "International Convention and Exhibition Center!
Under the tide of the Internet, the exhibition industry, which is purely a function of commodity display and introduction, has been struggling, and the exhibition service industry all over the world is going downhill. In the past, all kinds of exhibitions with the purpose of breaking down information barriers and bringing manufacturers closer together are clearly yesterday's flowers, and various enterprises, intermediaries, and end consumers have long been accustomed to new ways of communication and exchange, and the Internet, IoT, AI, and 5G have already extended their tentacles to every corner of people's lives.
The world-renowned nearly a century of Switzerland's Basel Watch and Jewelry Show recently announced an unlimited extension of the Expo from the twentieth century after the embarrassment of no one, the U.S., Germany, France and many other places in the traditional car show has also been discontinued or greatly reduced in size.
In addition to some of the old world forums in the political and economic spheres, international events such as Paris Fashion Week in France have an unassailable position, and other exhibitions, really precarious ah.
Since the 20th century, all over the world, in the infrastructure investment, keen on the construction of new buildings, new construction, the expansion of exhibition venues, almost all cities have "International Convention and Exhibition Center", almost all the politicians have advocated "vigorously develop the exhibition economy, to promote foreign trade and expand domestic demand! "、、、、、 But, you know, in addition to the Canton Fair and Expo, which have sustainability and policy support, how far can the convention and exhibition economy in other places go? You have your own answers in your hearts. Passing by your city's convention center, you will find that 365 days, at least 200 days of empty off, the rest of the exhibition is nothing more than "Dongyang mahogany furniture sale", "Taipei Wedding Photography Exhibition", "Home Expo ", "Auto Expo", "New Year's Eve" 、、、、、、 These huge investment, maintenance costs of the international exhibition center, will only become a heavy burden on the municipal finance, and will not bring too much benefit to the residents of the surrounding area.
Convention and Exhibition Center land, will become the major developers of the soldiers must fight for the place, but also will make the purchase of white people to pay out countless silver, buy a heart secretly happy to buy a "plate concept".
3, do not believe that your city's "Olympic center plate"!
Everywhere have been on the Olympic Sports Center, the National Games venues are just trying to copy the Tianhe experience in Guangzhou, but China has only one Guangzhou, Guangzhou only a Tianhe! The later is often "ideal is very beautiful, the reality is very cruel", all over the world have not solved the problem of operation and maintenance of sports venues, in the sports competition is rare, group activities in China's second and third-tier cities, the speed of its decline can be imagined.
You can't see that the Olympic sports centers in almost every city in the country have become a daily pilgrimage for square-dancing moms, so if you're willing to be relentlessly favored by noise and light pollution, then buy the "Olympic Plate" that your city is promoting in order to expand its urban area.
Since city managers like high concepts to market their cities, it's only natural that a team of international gurus would throw in a surprise:
If you've got a big lake and big water, I'll throw in the International Motorboat Racing Championship
If you're looking for something cool and environmentally friendly, I've tailored a "World Cup of Motorcycling" for you.
If you want to create an international impact, I'll organize an international triathlon for you
So, as home buyers, we must keep our eyes peeled and patiently identify these layers of "conceptual homes" and "conceptual homes".
In the final analysis, the children go to school, the elderly to see the doctor, these eight words is the purchase of real estate eight true!
Remember: you don't have time to walk around shopping malls and convention centers every day after work!
You don't have time to go for a morning jog in the park every day!
You don't have time to play badminton at the Olympic Sports Center!
In a busy and noisy city, having a piece of clean land, spending less time to pick up and drop off your kids, and getting timely treatment when you are sick, is the highest state of home ownership.
Planning and transportation areas considered, the developer household floor and lighting cost-effective, but the general public will ignore one point is the floor lifting height, and now some developers will play the ball (generally will be reflected in the cost-effective property will be reflected, because the developer will be in this area to save costs)
Buying a house in addition to looking at the surrounding facilities and transportation outside of the consideration of a lot of things, if you If you believe that the agent, then you can listen to the cereal for whether you choose to buy a new home or a second-hand friend to provide some shallow experience, I hope to help you buy a home in the future.
First, the project developer's understanding or the agency's understanding
Second, the preparation of their own budget for the purchase of the house, the choice of household type
Since you want to buy a house, it is necessary to do a budget for the purchase of the house, at least to understand their hands can be used to purchase the money
The first thing you need to do is to find out how much money you can spend on the purchase of the house, and how much money you can spend on the purchase of the house. Suitable for which region to buy a house, and can buy what kind of house, after all, the same city, different regions of the house prices are not the same, there are high and low, the choice of housing units naturally different, different regions, different types of prices naturally different, the budget allows you to choose a good type of house, choose a good source, after all, to buy a house to live in, not for short-term investment, rental, at least used to The first thing that you need to do is to choose the right type of house to live in.
Three, around whether there are corresponding kindergartens, elementary school, secondary schools
Now most of the buyers for the young people, married to the purchase of a house, that is, we often say that the fresh demand for a customer, the choice of marriage is not only to get married to a set of houses, but also should be taken into account in the future, after all, marriage is a commonplace, the education of children is crucial, said that education from the children start, and that is a very important thing to do. The education from the child to start, win at the starting line may be a bit exaggerated, but we all know the importance of choosing a good kindergarten, elementary school for the child's future, we are adults, should be more understanding of interpersonal relationships, interpersonal environment on the importance of a person, although talk about the mother of the three, at least let the child in a good teaching environment to grow up from childhood education on a child far-reaching, as we adults, in fact, remember the most important thing is that the child is the most important thing is that he or she is the most important thing is that he or she is the most important thing is that he or she is the most important thing in the world. As we adults, in fact, remember the most is not the knowledge learned in secondary school and above, but is learned at an early age is more memorable, and even used the most, such as simple math, addition, subtraction, multiplication and division calculations, such as we learned at an early age of poetry and articles, such as the formation process of our character and the education received at an early age, contact with the environment can not be separated from, not to mention that the concept of the school district housing in a short period of time will not be canceled, it seems that children's school requirements for the school district will remain. Children go to school on the requirements of the school district still exists, so choose to buy a house for kindergarten, elementary school, and even middle school requirements should be one of the categories to consider in the process of buying a house, as for high school and above, it depends on whether the child can through their own efforts or the future as a parent can feed the child to provide better educational resources, we are all over the past, I believe that it is not difficult to understand...
Fourth, choose the cost-effective housing, reasonable price negotiations, do not think they look at the house price is too high
If it is a few years ago, the real estate market is still a seller's market, buyers are worried about the price of housing is too high, the agent offer is too high can be understood, today's market belongs to the buyer's market, the buyer chooses the source of a lot of housing, you can See similar properties at different prices, but the agent broker recommended the most cost-effective or cost-effective properties, at least cheaper than many of the listed listings, and there is a certain amount of bargaining space, but cost-effective properties are generally bargaining space are not much, as for the overpriced properties, please rest assured that the agent broker will never be recommended, even if it is recommended is also in order to set off the high quality of the quality of the properties rather than letting the buyer to buy! The price is high, but for the cereal may only recommend cost-effective housing, never recommend contrasting housing, the reason is very simple, the cereal is worried about the customer to see the contrasting housing, go to let the cereal to find the contrasting housing owners to talk about the price, know that the price can not be negotiated down, why do you want to make trouble for themselves ...
The second-hand housing where the price is high housing basically long time, the agent brokers will not recommend the price of housing. No one to see, the intermediary broker will not recommend, take a look, because in the buy real estate market under the influence of the second-hand housing transactions, only really meet the market demand for housing is quality housing, high price housing, test the market price of housing is not worth recommending, after all, the competition is so fierce, and who do not want to lose the trust of the customer ...
The first household type: the house is not good, the household type is not good! Resolutely do not buy, to choose the house type square, less waste, transparent.
Second floor: there are intermediate floors far from the middle, elevator 1.2 do not choose. Particularly like the neighborhood can be no good choice, the top floor can be selected.
Third direction: the best is towards the south, followed by east, then west, towards the north, if you can not get sun.
The fourth open developer and property: a good developer and property is one of the important factors of the house value.
Fifth, school: kindergarten, elementary school, middle school.
Sixth, buy a house to consider the needs of living 10 years can be.
In addition to the surrounding facilities, transportation and other factors.
1. the brand of the developer
The big brand developer is relatively more quality assurance, but also relative to the value
2. property management
3. the layout
First of all, consider the main motivation to buy a house. If you're a homeowner or improving, you're just in demand, and you need to consider the main reason for buying a home, such as the school district? The main reason for buying a house is the school district, the proximity of medical resources, or the environment. Or a good environment? Good transportation? There is an elevator? It is not possible to meet all the conditions at once, the demand in order of importance, to meet the primary conditions can be. Secondly, in addition to supporting and transportation, but also to examine the quality of housing and qualifications, after all, to live for many years, property rights, qualifications and availability is very important.
Before you need to consider, now the property market has changed, you have to consider the developer to see if they can deliver the house in time.
If they can't deliver the house on time, the best house is useless.
Population density. Next is the support and transportation as you said.
The more lively the place, the more you go to buy, or, predicting the future to be lively, you go to rush to buy.
Why? Money management and appreciation.
Think about it, why everyone loves to go to the big city, because it is lively and has many opportunities, so the price of housing is also expensive. If you don't have a lot of money, you're not going to be able to afford to buy a house.
From a financial point of view, the house is your cash for fixed assets, the purpose of the change is not one, is two, one is their own residence, the second is the return on fixed assets, that is, value-added.
That is, it is an asset, and your primary consideration is asset appreciation.