In health insurance, medical insurance

The current basic medical insurance system in China includes the basic medical insurance system for urban workers, the new rural cooperative medical system and the basic medical insurance system for urban residents. The basic medical insurance for urban workers shall be paid by employers and individual workers in accordance with state regulations, and a medical insurance fund shall be established. After the insured person has medical expenses, the medical insurance agency should give certain economic compensation to avoid or reduce the economic risks caused by illness and treatment. The new rural cooperative medical system and the basic medical insurance for urban residents shall be combined with individual contributions and government subsidies, and the treatment standards shall be implemented in accordance with state regulations.

In addition, the types of medical insurance in China also include commercial medical insurance, which is an integral part of the medical security system, and units and individuals voluntarily participate. The state encourages employers and individuals to participate in commercial medical insurance. Refers to the profitable medical insurance operated by insurance companies. Consumers pay a certain amount of insurance money and can get a certain amount of medical expenses from the insurance company when they are in danger.

What are the common types of medical insurance? There is also social medical insurance, which is divided into basic medical insurance for employees, new rural cooperative medical insurance and medical insurance for urban residents. And commercial medical insurance. Individuals and insurance companies sign insurance contracts and get corresponding protection within the validity period of insurance.

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