1. The user has overdue repayment or tx during use.
Suspected, this will lead to the suspension of the sale of the only product flower.
2. Users who don't use Pinhua for a long time or have never used Pinhua once will also stop using Pinhua.
If a user's Pinpin flower is permanently disabled, it cannot be used again. The product flower club will check the user's usage from time to time and check whether the customer has tx.
The situation, so be sure to pay attention to these details in the process of use.
Wei Pinhua freezes bank cards overdue.
Will leave a bad credit record in the personal credit report, and keep it for at least five years after the overdue debt is paid off before it can be deleted by the system.
1, resulting in penalty interest.
As long as the repayment is overdue, the penalty interest will be calculated according to the number of days. Because the only product has a grace period, it is no problem to repay in time within 3 days.
2. Freeze the Pinhua account.
Many small partners find that their only flower is frozen, because after the deadline, the system will automatically freeze the permissions, and the system will automatically restart after paying off the only flower.
3. Personal credit stain.
We learned from official customer service of Weipinhua that overdue records of Weipinhua affect credit. For the sake of everyone's credit health, I suggest that everyone repay in time.
Step 4 be collected
Once overdue, there will be a special customer service for collection, which may have a certain impact on personal life.
Why is Wei Pinhua suddenly unable to borrow money?
Wei Pinhua suddenly couldn't borrow money, because the user didn't meet the use conditions of Wei Pinhua at present, so the system evaluation failed. The system will evaluate the user's unique product account in real time. If it is overdue, tx
And other irregularities may lead to the inability to use unique flowers. Of course, even if the above violations do not occur, the user's comprehensive credit score will drop, which will also lead to the inability to continue to use patchwork.
Therefore, in the case that the patchwork loan is not available, users need to maintain a good credit record for a long time, and then wait for the results of the system re-evaluation.