First, about Beijing Rural Commercial Bank;
Beijing Rural Commercial Bank was restructured and established in June 65438+1October 65438+September 2005. It is the first provincial joint-stock rural commercial bank in the State Council. At present, Beijing Rural Commercial Bank has 694 outlets, ranking first among all banking institutions in Beijing. It is the only financial institution with financial services covering all 182 townships in the city. Established the first licensed community bank in Beijing, initiated the establishment of Hubei Xiantao Northern Rural Commercial Bank and Qingdao Jimo Kyoto Rural Bank.
Second, operating business;
1, personal business
I. Savings business
Current savings, lump-sum deposit and withdrawal, lump-sum deposit and withdrawal, deposit with interest, convenient fixed income, notice deposit and pension payment.
B. Personal loans
Personal business loans, personal consumption loans, housing loans, pledge loans
C. bank card
Phoenix Card, Phoenix Campus Card, Phoenix Family Card, Phoenix Funong Card, Phoenix Huimin Card, Phoenix Gold Account Card, Phoenix Community Card, Phoenix Resident Health Card, Phoenix Pension Card and Phoenix Civil Affairs Social Security Card.
D, credit card
Phoenix Standard Credit Card (Puka, Gold Card and Platinum Card), Official Card, Rich Farmer Credit Card, also known as Farm Theme Credit Card and Cathay Pacific Co-branded Card.
2. Exchange business
1. Transfer and remittance, entrusted collection and bank deposit and withdrawal of rural credit cooperatives.
B. Overseas financial services
C electronic traveler's checks, overseas full remittance, multi-currency overseas remittance, foreign currency carrying certificate, personal purchase of foreign exchange, personal settlement of foreign exchange, personal online banking settlement and sale of foreign exchange, domestic transfer, certificates of deposit, foreign exchange remittance and foreign currency deposit.
D, payment and recharge
"Phoenix Easy" brand, the intermediary business of payment agent.
3. Company business
First, small and micro enterprise services
Zhongguancun Kexin Tongdai, Zhongguancun Cody Tongdai, Zhongguancun Kebao Tongdai, Li Andong Yougu Revolving Loan, Li Andong Yougu Express Loan, and "Drug Merchant Connect" credit business.
B. Credit business
Operating property mortgage loan, land reserve and first-class development loan, enterprise commercial housing loan, real estate development loan, construction and installation enterprise liquidity loan, affordable housing project loan, bank acceptance bill discount, bank acceptance bill buyer's interest discount, domestic factoring business, rent receivable factoring, Zhongguancun Science Park loan.
C, deposit and settlement
Demand deposit, time deposit, agreement deposit, notice deposit, entrusted collection business, special entrusted collection business in the same city, commercial draft, bank draft business, cashier's check business, exchange business and check settlement business.
D, cash management
Relying on the cash management system platform developed by Beijing Rural Commercial Bank, it provides comprehensive fund management services such as account management, receipt and payment management, liquidity management, fund pool management, investment and wealth management for corporate customers.
E. Company's foreign exchange
Domestic letter of credit products, imported financial services products, export financial services products, overseas project financial services products, domestic project financial services products.
4. Agriculture, Countryside and Farmers Business
I. Personal management of agriculture, countryside and farmers
Convenient agricultural loans, entrepreneurial agricultural loans, warm-hearted agricultural loans, characteristic agricultural loans, rural convenience stores and rural self-service stores.
B, the enterprise's three rural business
Loans for renovation of key villages, loans for the construction of resettlement houses for affordable farmers, and "collective" loans for working capital of agricultural, industrial and commercial companies.
5. Electronic banking
I. Personal Internet Banking
Account inquiry, transfer and remittance, payment and recharge, deposit business, precious metal business, online financial management, fund transaction, foreign exchange business, online loan, mobile banking, inter-bank collection.
B, enterprise online banking
Inquiry business, bank-enterprise reconciliation, transfer and remittance, investment and wealth management, financial management, electronic bills, agency business, group business, bank-enterprise direct connection.
C. Mobile banking
Customer management, account inquiry, account management, savings deposit, notice deposit, transfer and remittance, mobile phone transfer, self-service payment, fund investment, precious metal business, wealth management products, financial quotation, financial information and customer service.
D. self-service bank
ATM, ATM, comprehensive service machine, passbook replacement machine, village convenience store, community convenience store, online banking experience machine.
telephone banking
Account inquiry, transfer and remittance, payment agency, temporary loss reporting, SMS notification service, reservation service, campus card transfer, value-added service, lottery business, fund business and other services.
F, SMS service
SMS notification of account balance change, SMS authorization transfer, SMS notification of payee, credit card consumption and repayment reminder, etc.
G, TV payment
Through the TV remote control in your hand, you can pay the mobile phone fee, fixed telephone fee, gas fee, water fee, heating fee and so on.