Taikang's product credit is still ok. The key is not to be misled by the salesman, including the bank's wealth management manager pushing Taikang's wealth management products for you, which may mislead you. Secondly, there will be a telephone call back after purchasing Taikang's products. This is the time when you must listen carefully. Because the returning customer service will never lie to you, you can see if there is any discrepancy between what the customer service said and what the salesman said. If there is any discrepancy, the customer service will prevail.
How much is the accidental injury insurance in Taikang depends on the protection items of accidental injury insurance, including death insurance payment, disability and burn insurance payment, medical expenses compensation and so on.
Further reading: How to buy insurance, which is good, and teach you how to avoid these "pits" of insurance.