Hello! It is worth insuring. The advantages of this long-term health insurance are 35 mild diseases +80 severe diseases, high cash value, free of premium and short hesitation period. However, Tianan Life Insurance is a new insurance company. Its branches are not widely distributed all over the country, and its insurance channels are relatively limited. However, its premium is also lower than the health insurance products launched by big brand insurance companies, so if you don't pay attention to big brands, it is still worth insuring.