Tianan Life Insurance Health Source Guarantee Function
1, disease protection: lifelong protection for 80 serious diseases; The observation period is short, up to 90 days. 90 days after the contract comes into effect, the basic insurance amount will be paid for the first time for the listed major diseases; Within 90 days after the contract comes into effect, the insurance premium is actually paid for the first time due to the listed major diseases; Because accidental injury is a serious illness caused by a single direct cause, it is not limited by 90 days.
2. Mild illness: 35 kinds of mild illness are guaranteed for life.
90 days after the contract comes into effect, pay 20% of the basic insurance amount for the listed first and second kinds of minor illnesses; For the third to fifth minor ailments, 30% of the basic insurance amount is paid each time, and the maximum payment is 130% of the basic insurance amount. If the accidental injury is a minor illness caused by a single direct cause, it is not limited by 90 days. The minor insurance premium of the same policy shall not be paid more than 5 times.
3. End-of-life insurance, and end-of-life insurance for diseases.
90 days after the contract comes into effect, the first visit reaches the terminal stage of the disease, and the insurance premium is actually paid twice before 18 years old; /kloc-Pay the basic insurance amount after 0/8 years of age.
90 days after the contract comes into effect, when the initial diagnosis reaches the terminal stage of the disease, the insurance money will actually be paid. If the accidental injury is a single direct cause and enters the terminal stage of the disease, it is not limited by 90 days.
4. Guaranteed value, life-long guarantee for death or physical disability.
In case of death or physical disability 90 days after the contract comes into effect, pay twice the actual premium before 18 years old; /kloc-Pay the basic insurance amount after 0/8 years of age.
Death or physical disability within 90 days after the contract comes into effect shall be paid according to the actual insurance money.
If accidental injury is the single and direct cause of death or total physical disability, it is not limited by 90 days.
5. Exempt from insurance premium and humanistic care for minor illness of the insured.
90 days after the contract comes into effect, if the insured suffers from mild illness for the first time, the subsequent insurance benefits from the date of diagnosis of mild illness will be exempted.
If the accidental injury is a minor illness caused by a single direct cause, it is not limited by 90 days.
6. Value-added services, green medical Channel+medical treatment subsidies in different places.
When the annual premium reaches a certain amount, you can enjoy Tianan Life green medical Channel: designated medical services; The client stays in the designated ward; Specify actions for customers; Provide doctors with one-year regular telephone care and return visits; Covering outpatient service, ward and operation-related follow-up. You can also enjoy transportation and accommodation subsidies for medical treatment in different places.