Characteristics of global medical insurance products
1. Guarantee the whole project.
According to insurance experts, global medical insurance covers all fields involving medical consumption, breaking through the traditional treatment mode and expanding the scope of reimbursement to the usual preventive health care, such as the reimbursement of glasses, tooth washing, Chinese medicine health care and other related projects. The protection of this product can also be extended to the medical needs in the postoperative rehabilitation stage, such as home care expenses; Drugs have also broken through the social security catalogue restrictions, and all self-funded drugs and self-funded medical treatment projects can be reimbursed. Compared with ordinary commercial health insurance, universal insurance further relaxes the restrictions on special medical care, free choice of hospitals and reimbursement of drugs at one's own expense, which makes the insured more humanized and fully guaranteed, and is completely free from the scope of social security.
2. Universal medical insurance is more convenient for medical treatment.
The global medical insurance launched by China Merchants Cigna High-end Medical Insurance has a global guarantee service widely praised by the market and customers. When the insured or their families travel abroad, they can get 24-hour emergency rescue service anytime and anywhere in case of emergency. Global medical insurance can provide you with the service of mobilizing the medical resource network, providing you with key and valuable information, saving the time of seeing a doctor, making appointments on behalf of customers (especially the number of difficult diseases and famous doctors), and providing the whole process of diagnosis and treatment. There are more than 268 public and private payment medical institutions in 22 cities across the country, and the global 165438+ million professional medical network allows the insured to pay directly without paying in advance.
3. Humanization of additional services of global medical insurance
There is a reason why universal insurance is highly concerned and sought after by everyone in the market. In addition to the above-mentioned quality services, this product not only continues the high protection of individual insurance and the basic protection of hospitalization and outpatient service in a wide range, but also increases the protection of dental, obstetric and routine health care, and the product portfolio is more flexible. Considering the possible employee turnover, the protection plan provides a more exclusive design for the renewal of the insurance for the resigned employees. Whether it is the group guarantee of the company's core employees or the insurance of individuals and families, you can get distinguished medical services.