Is Zhongan Insurance Claim Reliable?

The claims of Zhongan Insurance are reliable, but everyone should remember to apply for insurance through compliance channels. After the accident, you need to report the case and apply for claims according to the procedures agreed in the contract. According to the health insurance claims service report of Zhongan Insurance in the first half of 2022, the maximum amount of compensation for Zhongan single case is 6,543,800 yuan, and the cumulative maximum amount of compensation for individuals is 5 million yuan. 45% of clients get more than 90% compensation for medical expenses borne by individuals in claims cases with medical expenses exceeding 6,543,800 yuan. Worried about buying insurance? This article can answer your doubts: what are the correct postures for fast and good insurance claims? No compensation!

In addition, Zhongan itself is also an insurance company with good comprehensive strength. According to the latest data, the core solvency adequacy ratio of Zhongan Insurance in the third quarter of 2022 was 285.43%, and the comprehensive solvency adequacy ratio was 293.65%. The comprehensive risk rating results of the first two quarters of that year were BBB. These figures are all on the passing line stipulated by the CBRC, and the two solvency adequacy ratios are among the best among mainland insurance companies. Presumably many friends are interested in Zhongan Insurance and its products. You may wish to take a look at this evaluation article: Is Zhongan Insurance reliable? You will know after reading it!

Today, some friends are still interested. Buy insurance? Have doubts about this matter, worry? Not reliable? . In fact, all insurance companies in the Mainland have strict examination and supervision in the CBRC, so our insurance companies in the Mainland are still relatively reliable. Even if an insurance company goes bankrupt because of poor management, other insurance companies will take over our policies, which will not affect our enjoyment of protection. However, there are still many precautions when buying insurance. Friends may wish to follow this link to learn more: before buying insurance, you must first understand these key knowledge points!

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