However, in order to facilitate everyone's understanding, it is recommended to look at the relevant knowledge of insurance first:
Before buying insurance, you must first understand these key knowledge points!
1. What is old-age security?
Old-age security is a kind of insurance that protects both life and death. It has death protection within the agreed time limit. If there is no death claim within the agreed time limit, and the insured is still alive after the expiration, you can still get the survival insurance money.
Generally speaking, insurance companies will not sell two kinds of insurance separately. The common two types of insurance consist of two types of insurance: two types of insurance+personal insurance (critical illness/life insurance/accident insurance/cancer prevention insurance).
If you want to know more about endowment insurance, please click the following link:
The salesman won't tell you about the double insurance policy!
Second, what are the characteristics of old-age security?
1, savings
Endowment insurance has compulsory savings. When we buy old-age security, we can not only provide insurance protection, but also pay premiums as time deposits every year. If the insured is not out of danger during the insurance period, the agreed amount can be returned when it expires.
2. Payment and return
Whether the insured of old-age security dies during the insurance period or continues to survive after the expiration of the insurance period, the insurance company will return an insurance premium according to the contract.
Of course, there are many products that have the function of returning goods when they expire. For example, some annuity insurance also has due return. If you want to know more about annuity insurance, please click the following link:
Is annuity insurance good? Is there anything to pay attention to? Do you have any good products?
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