1. What does Fude Life Insurance mainly cover?
Without delay, let's take a look at the wonderful picture of Fude's life enjoying health and critical illness insurance:
From the product information map of Fude Life Insurance, we can see that Fude Life Insurance enjoys a lot of rules and regulations on health and critical illness insurance, and its guarantee responsibilities are also quite rich. Let's take a look at what Fude Life's health and critical illness insurance mainly covers.
1, Fude enjoys health and serious illness protection.
There are 120 major diseases that Fude Life enjoys health protection. Divide these 120 diseases into 5 groups, each group pays 1 time, and * * * pays 5 times, each time pays 100% of the basic guarantee, with an interval of 180 days.
It is not difficult to see that Fuld's life and health is a serious illness that has been paid for many times. However, there are also many critical illness insurances that are paid in one lump sum.
2. Fuld's life enjoys the protection of healthy Chinese medicine.
Fude Life Insurance enjoys the protection of 20 diseases by health Chinese medicine, and pays in two installments, each paying 60% of the basic insured amount. It can be said that Fude Life Insurance enjoys a high proportion of China disease compensation in health and critical illness insurance.
3. Fuld's life enjoys the protection of healthy mild diseases.
Fude Life Insurance enjoys health protection for 32 kinds of diseases, and pays 5 times, each time paying 30% of the basic insurance amount.
Fuld enjoys the health guaranteed by mild illness in his life, and there is nothing extraordinary.
4. Other guarantees for Fude's life and health.
Acute myocardial infarction and sequelae of stroke are two diseases with high incidence and high recurrence probability. It is commendable that Fude enjoys health and can pay for these two diseases many times.
2. What are the advantages and disadvantages of Fude Life's health critical illness insurance?
After talking with you about Fuld's responsibility to enjoy health in life, let's follow in the footsteps of our senior sister and analyze Fuld's lack of health in life.
Fude Life enjoys the advantages of health:
1, Fude enjoys life, and the health and serious illness groups are reasonable.
As I mentioned earlier, Fuld enjoys a healthy life and is divided into five groups for serious illness. Sister Xue helped us to see the grouping of Fuld's life and health. Fude enjoys health and puts malignant tumors in a separate group, which improves the probability of customers getting claims.
2. Fude Life Insurance enjoys complete health protection.
In terms of death protection, Fude's lifelong exclusive health has been set at 18 years old, and 300% premium has been paid, which is remarkable.
Most of the critical illness insurance in the market has this protection, and many of them pay the premiums already paid. In contrast, Fude Life enjoys health and is more generous.
Good critical illness insurance in the market is not limited to Fude's life and health. You can read this article if you don't believe me. The critical illness insurance inside can be said to be worse than Fuld's life and health.
Fuld's life enjoys a health disadvantage:
1, Fude Life enjoys health with low cost performance lever.
The longest payment period for Fude to enjoy health in his life is 20 years, and the longest payment period for many critical illness insurances in China is 30 years. Fuld's life and enjoyment of health are relatively low.
If you choose to pay for 30 years, the economic pressure is not so great. Secondly, isn't it sweet to let insurance companies bear the risk of inflation?
There is no extra charge for Fude's health insurance.
An excellent critical illness insurance product should have extra compensation, in other words, the insurance company gives away the insured amount. Unfortunately, Fude's health insurance has no extra compensation, which is a bit disappointing.
To sum up, Fude Life Insurance enjoys complete disease protection of health and critical illness insurance, but the fly in the ointment is that the leverage of cost performance is not high and there is no extra compensation.