Extended data:
Is mutual treasure's protection scheme reliable?
1. From the insurance company of the product,
Mutual Bao has four mutual aid programs, namely, mutual aid program for serious diseases, mutual aid program for chronic diseases, anti-cancer program for the elderly, and mutual aid program for public traffic accidents. Before the mutual insurance was shut down, three protection schemes were introduced, namely, the serious illness version 1, the chronic disease version 1 and the elderly version 1, which corresponded to the first three mutual assistance schemes in turn. These three protection schemes are actually three insurance products, so they are also underwritten by insurance companies, among which the critical illness version of the health care critical illness 1 is written by. They are all regular insurance companies with strong strength and high popularity. Don't worry.
2. From the perspective of insurance products.
These three products are all one-year insurance, with simple coverage, low coverage and limited coverage. However, if these products are insured by mutual insurance members, there is no need to inform the health again, and there is no need to recalculate the waiting period. The premium is still paid once every two months, which is more friendly to members.
Summary: These three products are all regular insurance products, and there is no false situation, but whether to buy or not depends on your actual situation.