How about New China Life Insurance (C) for Healthy and Carefree Teenagers? My son 1 1 year old.

I inquired about this product online, and the screenshot is as follows:

Serious illness insurance, Xinhua healthy and carefree teenager, the responsibilities are as follows: 65 serious diseases, 15 mild diseases, death, premium exemption.

According to the child in the picture as the insured, let's take a look at similar products of other insurance companies.

A 4-year-old girl of Huaxia Life Insurance, with an insured amount of 400,000, died with total disability, 77 kinds of serious diseases and 33 kinds of mild diseases, with 5 additional payments, with an annual payment of 3,428 yuan for 20 years.

Tongfang Global Life has a lifelong serious illness, a 4-year-old girl, 400,000 insured amount, 50 kinds of serious illness 10 kinds of mild illness, additional compensation 1 time, and annual compensation of 3520 yuan for 20 years.

There are many life-long products on the market. To sum up, this product of Xinhua is not the best choice for cost performance. If you need insurance, please shop around before deciding which company's products to insure.